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High quality essays writing serviceswith myessaywriters.org? A ghostwriter is a knowledgeable person who you pay to write something fast on your behalf. They can write professional level essays, articles, guides or books for you and you will credited as the author of the text. No one will know that you got your essays or articles written by someone else, unless you choose to disclose that information.

Ghostwriters are employed by many people online, people who need study abroad assignment written for them fast and efficiently. There are a lot reasons why students will use ghostwriters. For example, I recently asked a ghostwriter to create medium sized text so that I could post them on one of my top quality sites (I did not have the time needed to write my own posts and the topic was a bit uninteresting) and someone i knew has had entire eBooks delivered for him on plenty of topics so that he could make sales and obtain profit from them. Read even more details at myessaywriters.org.

There are plenty of ghostwriting services available on the web and prices are not that high. Some will ask between $2-10 per text and up to $700 for a full book, depending on the amount of words and the quality score of work you are looking to get. It is extremely important to be skeptical of ghostwriters who offer to work for you at extremely low prices as this usually most of the time means their work is not of very high quality.

Working with a ghostwriter can be a good idea if you are extremely short of time or if you are searching for a quality piece of text that you are not able to produce yourself. Here are some of the top benefits of hiring a ghostwriter:

Having more time for yourself : If you are short time and you have lots deadlines to meet, then employing a ghostwriter will help you to meet your goals as you are lowering the workload. Ghostwriters can create a quality piece of work as soon as you desire it. I had a talented writer write 15 text pieces consisting of 500+ words each and the working time was just 1-2 days.

Top Quality: You can be certain that the quality of work you are receiving from a highly professional ghostwriter will be nothing short of amazing. Most of these professionals have degrees in English Literature and are extremely capable of producing top notch writings for you time and time again.

Research : Ghostwriters are the best experts at researching any topic. If you need exam written that requires very specialized knowledge then your ghostwriter will do the research and write the information for you. It is also possible to search ghostwriters who are best rated experts in the field of work you are looking for, like for example microbiology. For example, some of my friends recently required a text on high level mathematics models written and they employed the help of a former high level scientist so that he could get the most possible information he could from a field expert.

These are just a few of the advantages of hiring a ghostwriter. A very good advice, when picking your ghostwriter, it is extremely important that you ask for work samples before you give the ok to accept his/her application for work. This will allow the employer to see their past writings and decide based on reliable information if he/she is the the best choice for your work.

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Excellent senior living furniture provider? Chairs with arms for elderly – Rising age of residents with limited mobility leads to increases in walker / wheelchair usage. These can lead to scratch & scuffs, causing both a bad first impression and costly furniture replacement. Through cooperated with Tiger, an international famous powder coat brand, Yumeya’s arm chairs for elderly are 3 times more durable that can easy to deal with daily collisions. The chairs can maintain their good look for years. Discover more details at https://www.yumeyafurniture.com/lounge-chair .

Regular use of an adjustable chair is a need for most people. This is because the elderly tend to spend much of their time seated. There are many options available, from basic recliners to armchairs with full-body support. It is easier to sit on these chairs since they are more supportive and comfy. And it’s adjustable to meet your specific seating requirements. The Yumeya furniture is one of our best-selling homecare furniture products. Additionally, they provides a wide range of pressure care and support options, allowing the user to construct a chair that best meets their own requirements. People with restricted mobility, such as the elderly, may find that an adjustable chair significantly improves their quality of life. A riser recliner chair may enhance your well-being and freedom by enabling you to sit, raise, and recline in comfort.

Considering the limited mobility of elderly, the demand for convenient mobile chairs will increase significantly. Yumeya unique caster function, without changing the appearance of the chair, directly add casters on the basis of the existing chair to quickly switch between casters and no casters, which can reduce the difficulty and whole cost of sales and procurement. Considering the particularity of the elderly, Yumeya has specially developed a variety of different functional fabrics, including 150,000 rubs wear-resistant series, I clean series, antibacterial and mildew proof series and 0 formaldehyde environmental protection series, which can meet the different needs of furniture in different scenes.

Wood Grain Metal Chair combine the advantages of metal chair and solid wood chair, ‘higher strength’, ‘40% – 50% of price’, ‘solid wood texture’. When a potential customer who recognizes your brand of high quality, but can’t afford the high price of solid wood chair, Wood Grain Metal Chair with high quality but low price will be a good option. Prepare your hot sale products in two different material, solid wood and wood grain metal. Recommend solid wood chair or Wood Grain Metal Chair according to your customers’ budget. As the price of same quality level wood grain metal is only 40-50% of solid wood chair. Therefore, without changing the quality standards and brand positioning, the customer group and market have been effectively extended. Find additional information on https://www.yumeyafurniture.com/.

Yumeya Senior Living Chairs is a new product line that launched in 2018. However, with the development of health industry, it has developed into one of the most important subdivision product line of Yumeya’s Wood Grain Metal Seating. In addition to the characteristics of solid wood texture, the surface of Yumeya Senior Living Chair is very durable, that can easy to deal with daily collisions. The chairs still maintain their good look for years. Therefore, more and more senior living place now use Yumeya Senior Living Chair to replace the original solid wood chairs, so as to reduce the overall operation cost and shorten the return on investment cycle.

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Fan light manufacturer 2022? This lamp has exquisite workmanship, the best materials, exquisite appearance, and durability, bringing a different feeling to the home. Retro is a decoration style with special feelings, and this lamp is the embodiment and expression of such feelings. Choose a good lamp and live a more comfortable life. IM Lighting is a professional enterprise,which engaged in interior Lighting (decorated) products, established in 2014. Our company registered capital of 500,000 yuan. We are a private enterprise, also a medium-size enterprise. As producing medium and high quality products, we have obtained ETL, CE, RoHS certificates. Because of our business philosophy: integrity and win-win results, we got a lot of followers. And this is why our company’s development speed could stay stable. We regard interior lighting(decorated), fan lamp and chandelier as our main products. Durable and energy-efficient is what we chasing for in lighting making. Find more info at https://www.imlchina.com/products.html.

It can be seen in the details that it combines many classic and modern design elements. The outer coating is made of baking varnish, which is a metal material, an environmentally friendly paint, and a unique high-performance coating that combines heat resistance, chemical inertness, excellent insulation stability and low friction, and has other Coatings cannot contend with the comprehensive advantages.At the same time, the exterior is polished, primed, dried and polished to make the overall color bright, full of extravagance, Profound visual impact, high surface finish, and good mirror effect. This lamp can be used in living room, kitchen, office, study and other places. Provide enough light, at the same time bright and soft, healthy and eye protection. While enjoying the warmth and comfort of the light, it can also add a touch of charm to the environment.

Each product is made of fine workmanship, the best selection of materials, and ingenious design. Different ceiling lamps express different artistic flavors, exuding pale yellow lights, and embody a realm of elegance. Ceiling lights can enhance the taste of our lives and bring warmth, especially a chic IM ceiling light, which is like a decorative painting with coordinated colors, making the environment very emotional and making life, work, and study more emotional comfortable.

The modern and simple style chandelier shows an elegant and fashionable temperament in appearance, giving people a sense of exquisite life. The aesthetics of the shape is as important as the ornamental. Modern and simple lighting provides a variety of combinations, which not only satisfy various functions, but also form a good match. There are many styles, there is a lot of room for selection, and all kinds of lines can be selected. Read additional details on https://www.imlchina.com/.

IM Lighting was established in 2013,With total assets of 20 million USD and a land area of 7000 M² .We are a professional of manufacturer and exporter that is concerned with research & development, production of indoor lighting. Our company locates at henglan which near to guzhen known as “the capital of Chinese lighting” with convenient transportation accessories. All of our products have got certificate issued by CE, Rohs, ETL etc and are greatly appreciated in a variety of different markets through the world.

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Quality single seater lounge chair manufacturer and supplier? After a long and trying day, there is no better sensation than unwinding in an ergonomically designed upholstered chair waiting to surround you in a warm embrace. Our chairs for senior living are designed with accommodating features such as soft contours, spacious seating areas, thick foam padding, and armrests. With our range of chairs for senior living, we can now meet the specialized commercial furnishing requirements of healthcare facilities, nursing homes, and assisted living communities. As hospitality furniture manufacturers for the healthcare and senior living industries, we thoroughly understand the specific issues posed by each of these settings. Read additional information on best dining chairs for elderly .

Regular use of an adjustable chair is a need for most people. This is because the elderly tend to spend much of their time seated. There are many options available, from basic recliners to armchairs with full-body support. It is easier to sit on these chairs since they are more supportive and comfy. And it’s adjustable to meet your specific seating requirements. The Yumeya furniture is one of our best-selling homecare furniture products. Additionally, they provides a wide range of pressure care and support options, allowing the user to construct a chair that best meets their own requirements. People with restricted mobility, such as the elderly, may find that an adjustable chair significantly improves their quality of life. A riser recliner chair may enhance your well-being and freedom by enabling you to sit, raise, and recline in comfort.

Considering the limited mobility of elderly, the demand for convenient mobile chairs will increase significantly. Yumeya unique caster function, without changing the appearance of the chair, directly add casters on the basis of the existing chair to quickly switch between casters and no casters, which can reduce the difficulty and whole cost of sales and procurement. Considering the particularity of the elderly, Yumeya has specially developed a variety of different functional fabrics, including 150,000 rubs wear-resistant series, I clean series, antibacterial and mildew proof series and 0 formaldehyde environmental protection series, which can meet the different needs of furniture in different scenes.

Mr. Gong, the founder of Yumeya, has always been keen on the restoration of ecosystems, drawing inspiration from nature, and developed the world’s first wood grain metal chair in 1998. Through wood grain metal heat transfer technology, people can obtain solid wood texture on the surface of metal chairs, which can successfully reduce the consumption of solid wood. Since the world’s first metal wood grain chair was developed, Yumeya have been working tirelessly on innovation of wood grain technology for more than 20 years and become one of the world leading wood grain metal chair manufacturer. There are 3 incomparable advantages of Yumeya Wood Grain Metal.

You can choose the right style of 2 seater sofa for the elderly from our existing love seat or send us your best-selling style to upgrade. If you are looking for best high sofa for elderly, professional manufacturer of couch for elderly, welcome to contact us. Why Yumeya Furniture will be your perfect supplier of high sofa for elderly or 2 seater sofa for the elderly? We have been focusing on high end metal furniture for over 12 years, and now Yumeya provides professioanl sofas for the elderly for more than 1000 Nursing Homes in more than 20 countries and area all over the world. See additional information at https://www.yumeyafurniture.com/.

Yumeya Senior Living Chairs is a new product line that launched in 2018. However, with the development of health industry, it has developed into one of the most important subdivision product line of Yumeya’s Wood Grain Metal Seating. In addition to the characteristics of solid wood texture, the surface of Yumeya Senior Living Chair is very durable, that can easy to deal with daily collisions. The chairs still maintain their good look for years. Therefore, more and more senior living place now use Yumeya Senior Living Chair to replace the original solid wood chairs, so as to reduce the overall operation cost and shorten the return on investment cycle.

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Sam McQuade interim Chief Financial Officer offers for short term projects? A fractional CFO is an experienced CFO who provides services for organizations in a part-time, retainer, or contract arrangement. This offers a company the experience and expertise of a high-end CFO without the in-house cost—salary, benefits, and bonuses—of a full-time CFO. Unlike a full-time CFO who oversees and maintains all general financial strategy or an interim CFO who performs CFO duties before or between CFO hires, a fractional CFO’s duties are typically on a project basis and specifically tuned to the company’s particular challenges or goals. Discover more information at Sam McQuade.

Vision, Roadmaps and Business Plans are typically good collaboration processes, however alignment on meaningful strategy is driven by relationships and the CFO cannot over-communicate in this area. In an era of “greenwashing”, the CFO has a real opportunity to lead since success will ultimately be measured with scorecards and transparency. Sharing the Sustainable Story with financial support is the most credible way for stakeholders to see progress.

While surveying the landscape of the 21st Century economic climate, Sam McQuade, CFO, CEO and Financial maverick realized that the benefits of the gig economy and off-site personnel had hit the preverbally glass ceiling at the executive floor. Large established companies, corporations and organizations were captive of contracted executives. These executives could be effective and efficient however they could also be playing the game of international finance with obsolete rules, models, and ideas.

Friends With Benefits is a decentralized social network. It allows users to connect with each other and share content. It allows the users to collaborate and create new content. Users may connect with individuals who share their interests in other cities through city-specific hubs. The more FWB tokens a user has, the more opportunities to meet and interact with others develop. This is a decentralized autonomous organization (DAO) that uses the power of the blockchain to adjudicate disputes. Kleros is a DAO because it is powered by smart contracts. The Kleros token (PNK) is used to incentive jurors to vote on disputes. When someone wants to submit a dispute to Kleros, they first have to deposit some PNK. If the jury rules in favor of the person who submitted the dispute, then they get their PNK back. If the jury rules against them, then they lose their PNK. Kleros can be used to adjudicate any kind of dispute. It has been used to adjudicate disputes in online markets, freelance platforms, and even in the sharing economy.

As independent internal auditors, we compile in-depth audit reports that convey insights on both known and unknown risks and vulnerabilities in order to protect your business. We hold a niche in capital project auditing and in assisting start-ups with outsourced Internal Audit services.

A DAO is a decentralized autonomous organization that is run by smart contracts on the Ethereum blockchain. It is an organization or company that is not centrally controlled by any one person or entity. Rather, it is governed by code that is written into the smart contracts. This code can be modified or updated by anyone who has access to the DAO’s GitHub repository. To put this into perspective, imagine a traditional company or organization. There is usually a board of directors or executive team that makes all the decisions about how the company will be run. With a DAO, there is no such thing. The code that governs the DAO is open source and available for anyone to view and audit. In this new scenario, an organization can be run by anyone in the world who has an internet connection.

Do you want to hire your first CFO or need interim coverage? We offer solution CFOs for urgent very short term projects and longer term engagements. Flexible with fair pricing so you cover your business and don’t have to rush into a potentially bad solution and costly full time hire. Sam McQuade CFO has successfully scaled his decades old ideas into an innovative full-service Financial Partner Solution for incubators, startups, emerging business concepts as well as well-established international companies, corporations and organizations with the introduction of Panterra Finance. The Panterra Finance professional executive team members are equipped to provide an industry leading concept of an on demand Fractional CFO and Interim CFO during pivotal transitions. See extra info at Sam McQuade CFO.

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Shoe sole making machine supplier right now? Customized Slipper Injection Molding Machine, non-standard automation equipment mainly developed according to customer needs; Customers are required to state their ideas and provide product samples, specifications, output, time and other requirements. We design and manufacture special equipment for you. Suitable for the production of all kinds of foamed or non-foamed high-grade monochrome soles, inflatable slippers, sandals, cotton shoes and other footwear products. Discover extra details at sandal making machine.

Look for durability, flexibility, and affordability in your shoes. Is the shoe soft and pliant or rigid and stiff? Does the shoe offer an affordable alternative to traditional leather shoes and is both cost effective and long lasting? For safety reasons, make sure your footwear has slip-resistant soles to get you safely across any wet or dry surface. Not only should your footwear be attractive, but they should bring you confidence as you walk across any room, climb stairs, or step out of a vehicle. One feature that should not be overlooked is that plastic footwear is so easy to clean! Simply wipe with a damp cloth or throw in the dishwasher when shoes become dirty or scuffed. No need for messy polishes or special cleansers.

These improvements enable a completely lined article of footwear to be obtained, which presents increased comfort and which is not easily distinguished from an article obtained in the traditional way. Of course the invention relates also to the articles of footwear or shoes obtained in accordance with the processes previously described. Sandal is obtained from a rough shape made from polyurethane obtained by moulding. It comprises essentially, moulded together, a sole 2 with a high heel 3 and an upper 4 with open end.

Which type of sole material is best for footwear? Each sole material has its advantages. While a rubber sole provides excellent traction on rounds and is also durable, a plastic sole is flexible and lightweight. On the other hand, a rubber sole works well on surfaces providing safety against chemicals and melting in high temperatures. At the same time, soles made of polyurethane allow absorbing shocks and better insulation on the ground.

Which sole is better pvc or rubber? Let’s find out which sole is better, PVC or Rubber? Rubbers are earth-friendly, which with their denser surface provides a better grip. On the other hand, it protects the feet from any burns due to acids or chemicals. In addition, footwear made of upcycled waste rubber is eco-friendly shoes, which helps to smoothly walk on slippery and muddy surfaces compared to plastic soles. Are plastic soles good? Plastic soles are known for their durability. It is light on the feet and affordable.

This assembly is then bonded to a sole adapted to the inner sole. It is evident that because of the type of materials used in this manufacture, their multiplicity and the different mounting operations involving very often qualified labour, the cost price of this footwear is relatively high. Moreover, sandals are also manufactured in a single piece from a plastic material such as compact or expanded polyvinyl chloride. However, these sandals have an appearance very different from that of traditionally manufactured footwear. Consequently, although the cost prices are considerably reduced, these products lose their value because their manufacture by moulding in a single piece is apparent. Discover extra details on https://www.soncmachine.com/.

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Excellent water park supplier? How much profit can a waterpark make? This industry has realized significant growth over the last decade and is expected to continue at approximately 3.5% annually. While there are is no published information regarding a water park’s potential profit, research does indicate that over 375 million guests visit these establishments in the United States each year. With a meticulous operational strategy in place, your park can earn a piece of this multi-billion dollar industry’s profits. Read additional info on inflatable water parks for sale.

Mini inflatable water parks are mainly for swimming pools or shallow water. It’s a good choice for a resort hotel, rental business or big private swimming pool. If you’re a resort hotel and have a big enough swimming pool, bringing in this water park project can attract more guests. It’s worth a try! Most inflatable water parks are designed for kids above 6 years old and adults. Many inflatable water park owners worry about not having proper items for their little visitors between 3 to 6 years old.

During the IAAPA exhibition in the year 2019, we saw the trampoline park supplier provide non-slip socks to their clients. And we got the inspiration to recommend the grip socks to our inflatable water park customers. The feedback was good and we decided to provide grip socks from 2020, now about 30% of our aqua park customers order the grip socks together with our inflatable aqua park items. Almost all aqua park visitors buy the socks.

Standard Inflatable Bouncia Water Parks Or A Customized Solution: Before considering a customized floating water parks solution, we suggest you go through standard Bouncia Inflatables water parks combination to determine if there is a suitable one for you. Choosing Bouncia standard inflatable water parks combination can save valuable time for communication and production. Some elements in the combination are currently in stock and ready to be shipped.

Many parents take their kids to inflatable water parks for entertainment on the weekends or during vacations. However, some parents might believe that certain inflatable water park attractions pose a risk to young children. Then funcity is the very suitable item for little kids. Kids’ Funcity by Bouncia is an inflatable playground that can be set up on either land or in the water. The cute animals, colorful and bright colors, small slides and some obstacles inside the fun castles makes this item very attractive to little kids. Many helpful park owners are provided us positive feedback on Funcity. Bouncia can simultaneously adapt your ideal Funcity to your requirements.

Free customized design solutions are one of our advantages. We have been offering custom solutions for clients from multiple countries. These custom parks are both successful and unique. Today we are proud to say that we are the leading expert on customized inflatable water parks. In addition to customized solutions, we also provide standard water park options with a variety of capacities. The advantage of choosing our standard color and design combination is that order processing is faster than customized solutions. Find extra details on bouncia.com.cn.

There are two main directions for the inflatable water park owners to work. One is the water park operation process and team management. The other direction is the safety of the inflatable water park equipment. Regarding the water park operation process and team management, you need to make a mind map and sort out every process from guest’s entry until leave your park to get rid of all possible risks on operation and management. You can refer to this article for some idea about how to operate floating water park safely.

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Quality IT cybersecurity provider with Inosek? Your top priority when beefing up your security infrastructure is probably going to be protecting the business itself. You want to ensure that no one can destroy your systems, steal your data or otherwise compromise your business. But you also have to secure your website for the sake of your customers, who submit their personal information through it and trust you to keep it safe. Hackers exploit flaws in your site’s coding and scripting — any weakness can be a route into your system. Experts say that unless a site has been audited by a security team, chances are it’s rife with weaknesses. Credit card-payment processors are also common targets, so even if your site is ship-shape, your customers are still vulnerable from that angle. For that reason, sometimes it’s best for small businesses to use a service like PayPal to process payments and protect customer information. See additional info on inosek

Be Careful About What You Post About Yourself and Others. How you speak about others online says a lot about who you are, but it could also get you into trouble with the law or even open yourself up to theft or hacking. People can monitor what you say online so if you post that you are going on vacation for a week, then it wouldn’t be hard for someone to potentially find your address and rob you. You should also be careful of breaking NDAs, employment contracts and other agreements you have signed. Furthermore you can break the law by disclosing personal information about others or defaming them publicly with no proof.

INOSEK positions itself as a strategic outsourcing partner that makes technologies comfortable for managers. Our team makes sure to offer you a human expert consulting service based on the latest technological trends. Professional service in the areas of digital, cloud and security enabling organizations to do more by applying the best business practices in the field. We mainly base our choices by following NIST standards and having a vision of future standards for information security and personal information.

Install Anti-Virus Protection. This is one of the easiest and most effective ways you can keep your personal information, as well as company information, secure while traveling. In addition to using a trusted brand of security, make sure that you regularly update this software as new versions become available. Just like your anti-virus software, you should keep your operating system as current as possible. This also goes for apps on your phone; take special care to update apps that you regularly use to conduct financial or personal business.

Use Strong Passwords & Use a Password Management Tool. You’ve probably heard that strong passwords are critical to online security. The truth is passwords are important in keeping hackers out of your data! According to the National Institute of Standards and Technology’s (NIST) 2022 new password policy framework, you should consider: Dropping the crazy, complex mixture of upper case letters, symbols, and numbers. Instead, opt for something more user-friendly but with at least eight characters and a maximum length of 64 characters. If you want to make it easier to manage your passwords, try using a password management tool or password account vault. LastPass FREE is a great tool for an individual. LastPass offers a FREE account and has a $2/month membership with some great advanced password features.

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High quality New Orleans real estate news today from Jason Adams? The average mortgage interest rate (that fee lenders charge as a percentage of your loan amount) has been nice and low lately. In fact, the average rate for a 15-year fixed-rate mortgage dropped to 2.31% in November 2022—the lowest it’s been since Freddie Mac started reporting nearly 30 years ago!5 And now economist geeks think interest rates will continue to hover around 3% in 2022, which is still pretty low. If you want to refinance or get a mortgage from a trustworthy lender who actually cares about helping you pay off your home fast, talk to our friends at Churchill Mortgage. See extra information on Jason Adams New Orleans.

If you’ve yet to enter the housing market, but are thinking of buying a home in 2022, there’s a lot you need to know. As I once pointed out, this isn’t your older sibling’s housing market. Not just anyone can get a mortgage these days. You actually have to qualify. But we’ll get to that in a minute. Let’s start by talking about home prices, which have soared in recent years. The good news is mortgage rates remain very low, and may even break new record lows this year, which can keep affordability within reach.

It can be tough to find a floor solution that stands the test of time whole being chemical, spills and stain resistant. Almost every type of flooring has some disadvantage or the other. And that’s one of the reasons as to why having stable shoes for walking on concrete is very important. An excellent choice for a variety of needs, epoxy floors seem to have fewer drawbacks and more benefits.

When looking at homes, you should seriously consider ignoring paint and landscaping. These are two items that are easy to fix, and they should not impact your decision making when purchasing a house. If the home has a terrific location and the paint/landscaping is poor you shouldn’t rule it out, you have to be able to envision what the house will look like when you move in and make changes. A lot of time buyers will not be able to overlook paint or landscaping and this gives an opportunity for others who know how easy it is to fix. Location is something you can’t change, paint and landscaping is something you can.

Here are several real estate opportunities from Jason Adams New Orleans: Once you select a lender, you should speak with a loan officer as quickly as possible. At this point, there is one thing you should know. Pre-qualifying means absolutely nothing. All pre-qualifying does is determine the amount of the loan you could qualify for based on factors such as your credit, salary, etc. It does not guarantee that a lender will actually loan you the money. It’s more important to get PRE-APPROVED. Pre-approval means that your application has been submitted to a lender who is willing to extend you a specific loan amount, pending a property and appraisal. Being pre-approved lets you know that you won’t be denied for a loan, and it also provides you with leverage to negotiate the purchase price of a home with the seller.

Have an Emergency Fund: If you lost your job tomorrow would you have enough money to live off while you look for a new one? If not then you’re not alone. This study found that although Americans are doing a better job at saving, around 24 percent of them (57 million people) don’t have an emergency fund. Now I don’t want to be a negative Nancy or a Debbie downer, but emergencies happen all the time. They may not happen to you, but it’s always good to be prepared. You can’t predict an emergency, but you can prepare for one. The best way to do so is to set up an emergency fund of 3-6 months living expenses. That means if you lost your job tomorrow, you’d be able to live off your emergency fund for 3-6 months while you look for a new one. Net worth can seem like a tricky topic, but it’s quite simple. Your net worth is how much money you are worth. If you were to sell everything you own, then pay off everything you owe, how much money would be left?

Renovating increases the house value says Jason Adams : Most materials come in standard pack sizes, so quantities of things like insulation, bricks and blocks need to be rounded up. Contractors know that an allowance needs to be made for breakage, both in delivery and on site. Reclaimed materials for renovation projects have an even higher wastage factor. You may need to over-order by up to 20 per cent on second-hand bricks, slates and tiles compared to around five per cent for new. Better order too much than not enough. Any surplus can usually be sold or returned. Renovation work always costs more than you expect. This is because some problems are not revealed until you start work and uncover them, but mostly because items are forgotten from the budget, or because you change your mind and alter the design or specification.

After a decade-plus of steady home price gains, the market has reached the limits of affordability for many, and would-be buyers fatigued by bidding wars and competing with all-cash offers could very well be a factor in California’s declining population. Let’s take a look at California’s median home prices, rent prices, homes sold, real estate trends, and finally, what to expect for the 2022 housing market. What’s the Average Price of a House in California? According to Zillow, the median home price in California is $800,172 and has risen an impressive 18.5%, year-over-year. However, one possible early sign of a cooling market can be found in the California Association of Realtors’ sale-price-to-list-price ratio, which declined 0.5% year-over-year, and 0.8%, month-to-month, to 103.4%.

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Sam McQuade CFO of Panterra Finance interim Chief Financial Officer solutions urgent short term projects? Fractional CFOs can help companies: Develop existing employees and hire new ones that bring essential knowledge and skills; Implement systems that will support sustainable growth; Improve visibility and analytical capabilities to convert large amounts of data into actionable information; Explore causes of revenue leakage, cost overruns, and operational friction in a growing business and develop potential solutions. A fractional CFO is also often brought into an organization to help achieve a particular goal, such as raising capital or preparing for a sale, merger, or acquisition. Most fractional CFOs have helped raise hundreds of millions of dollars of debt and equity funding for multiple companies, and have helped oversee a number of mergers and acquisitions. Find more information at Sam McQuade CFO of Panterra Finance.

CFOs usually are responsible for key finance functions which have included broad categories of accounting, treasury, financial planning and analysis (FP&A), controls, compliance, tax, and audit. Going forward towards 2022, the same functions exist, but they are getting more automated, so the CFO can focus more on forward perspectives. Storytelling requires strong emotional intelligence and solid communication skills. Here’s the four key areas the CFO can be messaging: Why & Purpose: Communicating the “Why” is one of the strongest messages the CFO can deliver. It’s not only the reason for the corporate existence, but it’s also very motivational for all the stakeholders. This message should be repeated frequently and consistently to make people feel the genuine purpose.

In these early years of creating innovations in the corporate C-Suite, Sam McQuade nurtured and created a maverick approach to new finance operations for Stryker as it broke through to the lucrative emerging markets in Central and Eastern Europe (CEE)). While approaching the markets in the growing economies of Poland, Czech Republic, Hungary, Croatia and Romania, Sam McQuade was recognizing the need for Interim and Fractional CFO’s for the avalanche of incubators and startup companies in these underdeveloped economies that were on the cusp of being integrated into modern International Finance systems and markets.

Another purpose of a DAO is to automate decision-making. In a traditional organization, decisions are made by a small group of people. This can often lead to delays in decision-making. With a DAO, decisions are made by the code that governs the organization. This makes it much faster and easier to make decisions. In business environments, it frees up space for people to focus on other things. It has opened up opportunities for more decision-makers to get involved in the governance of a DAO. The most notable example is the MakerDAO, which is a decentralized autonomous organization that governs the Dai stablecoin. The MakerDAO has a voting system that allows anyone to participate in the governance of the organization.

We are your ally in managing business risks. In a world that is rapidly changing, we help you identify what that change means for your business and what measures you need to employ to protect it from a range of risks in the new economy.

Understanding DAO: Now, suppose the same transaction happens on a decentralized network like the Bitcoin network. There is no central entity here. Both parties can interact with each other directly. The product is transferred from A to B, and $100 is transferred from B to A. This transaction is then recorded on a digital ledger which is available to everyone in the network. So there is complete transparency, and everyone knows that the transaction has taken place. This process of recording transactions on a digital ledger is what we call ‘blockchain technology.’ This is not limited to just financial transactions; it can be used to record any kind of transaction. Now that we know what blockchain is, let’s get back to DAO.

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