Quality gold and silver investment tips and tricks from South Africa’s Musarrat Khan Niyazi: Throughout history, gold has always been recognised as a valuable asset. Some of the earliest records describe gold as being desired, both as an art form but also as a form of currency. Since gold coins were first struck in around 550 BC, they formed an important foundation to our monetary system. However, treasures containing gold have been discovered which date back from as early as 4000 BC. This means the relevance of this asset has been linked to power and wealth for a considerable time. Even when countries moved away from gold coins and into the convenience of paper money, the ‘gold standard’ meant that this paper currency still retained an important link to gold. Discover extra details on Musarrat Khan Johannesburg.
The idea that gold preserves wealth is even more important in an economic environment where investors are faced with a declining U.S. dollar and rising inflation. Historically, gold has served as a hedge against both of these scenarios. With rising inflation, gold typically appreciates. When investors realize that their money is losing value, they will start positioning their investments in a hard asset that has traditionally maintained its value. The 1970s present a prime example of rising gold prices in the midst of rising inflation. The reason gold benefits from a declining U.S. dollar is because gold is priced in U.S. dollars globally. There are two reasons for this relationship. First, investors who are looking at buying gold (i.e., central banks) must sell their U.S. dollars to make this transaction. This ultimately drives the U.S. dollar lower as global investors seek to diversify out of the dollar. The second reason has to do with the fact that a weakening dollar makes gold cheaper for investors who hold other currencies. This results in greater demand from investors who hold currencies that have appreciated relative to the U.S. dollar.
Precious metals investing solutions from South Africa’s Musarrat Khan Niyazi today : Gold jewelry is probably the most frequently bought and sold form of gold investment, though you may not even think of it as such. In actuality, gold jewelry is highly beginner-friendly because it is so easy to acquire. According to Investopedia, about 49 percent of global gold production is used to make jewelry. Generally, any piece of jewelry at 14k or higher is considered an investment in gold. While it is relatively simple to obtain, there are some drawbacks to consider. In some cases, gold has a questionable resale value. This means it may be difficult to identify a buyer and sell your jewelry for a profit.
Now coming back to the point of financial investment, today, we will try and answer the question that is it wise to invest in gold in 2020 or you should look somewhere else. Also, if investing in gold is, in fact, a great way to go, then how should one invest in gold? There are a lot of further subdivided questions that arise when we head on the way to answer this question and we will try to cover them all. To keep the information simple and elaborate at the same time, we will start with the basic and general info and then will make our way into more specific and technical domain. One more thing, to make the discussion more informative we will take up the example of gold rate in Mumbai and will stick to this to explain the concepts whenever required. So, without any further ado, let’s jump right into the discussion for today.
Although the U.S. dollar is one of the world’s most important reserve currencies, when the value of the dollar falls against other currencies as it did between 1998 and 2008, this often prompts people to flock to the security of gold, which raises gold prices . The price of gold nearly tripled between 1998 and 2008, reaching the $1,000-an-ounce milestone in early 2008 and nearly doubling between 2008 and 2012, hitting around the $1800-$1900 mark. The decline in the U.S. dollar occurred for a number of reasons, including the country’s large budget and trade deficits and a large increase in the money supply. See more information at Musarrat Khan Johannesburg.
Excellent silver and gold investment tips and tricks from Musarrat Khan: Whether it is the tensions in the Middle East, Africa or elsewhere, it is becoming increasingly obvious that political and economic uncertainty is another reality of our modern economic environment. For this reason, investors typically look at gold as a safe haven during times of political and economic uncertainty. Why is this? Well, history is full of collapsing empires, political coups, and the collapse of currencies. During such times, investors who held gold were able to successfully protect their wealth and, in some cases, even use the commodity to escape from all of the turmoil. Consequently, whenever there are news events that hint at some type of global economic uncertainty, investors will often buy gold as a safe haven.
India adult dating tricks and tips from matchfinder.in 2023: Finding the right person with whom you can share your life has never been an easy process. While connecting to individuals has become a bit more convenient thanks to online dating platforms and social media, dating is still a fairly complex process. One common myth is that there is a perfect person out there for everyone and that finding the person will lead to a fairytale ending of living happily ever after. In contrast, relationships require work and compromise from both partners and ultimately, the most important thing one can do when dating is to be authentic and open to the possibility of building a meaningful connection with someone who shares the same values and interests. Find even more information at Visit here.
Do…put effort in to find out what you need from your date. That way you will know whether it’s worth pursuing things further. Bring up topics important to you casually in conversation and see how your date responds. Don’t…take too long from matching and messaging to long phone calls and meeting for the first date. Things can get interpreted very differently in messages and that’s why having a conversation over the phone or in person is better. Don’t take too long to get to that point.
As soon as the stay-at-home order hit, the dating game changed. Maybe you got Zoom-date fatigue or maybe you’re now determining who to date based on vaccination status. However, what’s going on in the world doesn’t have to harm your love life. In fact, it could even be beneficial. For example, dating during a pandemic meant focusing on an emotional connection first, since the physical connection and new-relationship excitement isn’t possible. You got to know who someone was without spending time and energy doing the actual dating. You learned to build slower connections (plus, it’s more foreplay, you know?) and staying at home became an opportunity to get to know other people with fewer distractions. The past two years have changed us in many ways, and the way you date (and prioritize what you want) can be one of them. Reevaluate what you’re looking for and how you want to date based on the lessons you’ve learned.
You go out with a girl, you both seem to have great chemistry. After your date, you both go home happy and satisfied. Now you think things could only get better. But after a few days, she begins to pull away. And because you have no idea what you’ve done wrong, you become confused and frustrated, making even bigger mistakes that only push her further away. Or, maybe you’re a decent-looking guy who just never has any luck getting beautiful girls to pay attention to you. Whatever the problem may be for you, this article will help you understand some key things you might have been overlooking. When it comes to dating, there are some untold rules that many guys are unknowingly falling short on. And when you make these same mistakes for too long without any luck, dating can become just another frustrating game for you. That said, let’s look at ten mistakes that some guys may not even know they are making. If you’ve been having a rough time dating, take note of these. You might be faltering.
How well you’re able to hold a conversation with people will determine to a large extent how they see you. Now, this isn’t about being an extroverted man who finds pleasure in going out and talking to people. Being able to hold a decent conversation goes beyond just being outgoing. Sometimes the loud ones are the most annoying. Rather, it has to do with empathy, selflessness, calmness, and a genuine interest in people. Anyone who has these, introvert or not, will be a good conversationalist. Even if the person doesn’t talk to you for a long time, the short moment you share will be worth it. It will be natural, memorable, and enjoyable.
Treat every date like it’s special: Okay, we know. Not every date is going to include sparks and fireworks. Sometimes it’s just plain boring or what you thought was going to be a great match turns out to be a total clash. But the important thing to remember is that every single date no matter the outcome is an opportunity for growth. You’re making a connection with another human, after all, and there’s always something to learn and something to share. Be curious, ask questions, find qualities about that person to appreciate, and after each date, even the duds. Take a moment to recognize how the experience contributes to your self-growth.
Next up: Playing hard to get or waiting for the other person to make the first move. Besides outdated gender roles, these “rules” come from the idea that whoever cares less in the relationship is the one who has the most power. But should love be about power? It’s OK to care; we’re supposed to care about each other. So what does it matter if you “come on too strong” or “care more?” Be true to your feelings and what you want. Oh, and making the first move can save us a lot of time wondering if they like us back.
There’s something about the end of one year and the beginning of a new one that naturally inspires you to take stock of your old habits and start some smarter ones. This well-researched phenomenon is called the “fresh start effect” — landmarks, like a new year, motivate people to set goals. If your goal involves figuring out how to find love in 2022, I’ve got news for you: you don’t have to spend hours tirelessly swiping on those dating apps to attain that happily ever after. In fact, many of the best dating tips I have to offer have nothing to do with looking for other singles, but rather, working on yourself. The more time and effort you put into examining and changing the patterns that are keeping you “stuck,” the more likely you are to recognize real love with lasting potential when you find it. In short, it’s time to turn inward. What shortcomings may be preventing you from attracting the partner you desire? What unhealthy beliefs or tendencies are driving you toward toxic people? How can you build yourself up so that you have the confidence to go after what you want, and the resilience to handle rejection when it doesn’t work out?
Communication skills can make or break any dating situation. Case in point: if the fact that a date hasn’t introduced you to their friends is bothering you, and you don’t say anything to them about it, you’ll probably end up building resentment until you explode — and then they’ll be blindsided. So, once again, make it a point to start sharing your needs, wants, and feelings with the people you’re dating. It may feel scary at first, but it’ll pay off in the long run by helping you to A) better evaluate your compatibility with someone early on and B) avoid unnecessary conflicts.
Top matrimony India casual dating guides: The idea that “opposites attract” is a common dating myth. However, there is no such evidence to prove it. Instead, similarity in personality traits and values is a stronger predictor of attraction and relationship success. While differences can bring some excitement to a relationship, it is important to share some common ground to establish a strong foundation. Many people believe that playing hard to get will make them more desirable and increase their chances of being pursued. However, it can actually decrease the perceived level of interest and attractiveness of the person playing the game. It is important to be genuine and communicate clearly to establish a healthy and honest relationship. See more information at https://www.matchfinder.in/.
Don’t…let the last two years deter you from finding love. If the pandemic has taught us anything, it’s to cherish life. Reflect and really think about what is important to you. If you’re single and want to look for love, make it a priority and don’t be afraid. Do…be your full, authentic self. Being true to yourself and confident in who you are is one of the most attractive qualities. And people are super attracted to confidence.
As soon as the stay-at-home order hit, the dating game changed. Maybe you got Zoom-date fatigue or maybe you’re now determining who to date based on vaccination status. However, what’s going on in the world doesn’t have to harm your love life. In fact, it could even be beneficial. For example, dating during a pandemic meant focusing on an emotional connection first, since the physical connection and new-relationship excitement isn’t possible. You got to know who someone was without spending time and energy doing the actual dating. You learned to build slower connections (plus, it’s more foreplay, you know?) and staying at home became an opportunity to get to know other people with fewer distractions. The past two years have changed us in many ways, and the way you date (and prioritize what you want) can be one of them. Reevaluate what you’re looking for and how you want to date based on the lessons you’ve learned.
If you’re too intimidated to approach the kind of woman you think you deserve, while still rejecting all the ones that show interest in you, you’re going to remain single for a long time. Serial dating happens when a guy hasn’t settled down to really understand what he wants in a woman. These types of guys approach almost every girl they see. They use external beauty alone as their metric for evaluating girls. They don’t have standards or virtues they want in a woman. Their focus is simply hoping to get laid. The problem with this approach to dating is that it often ends up frustrating and confusing you. It’s immature, and it’s an unrealistic way of finding a partner. You’ll most likely end up getting more rejections than you can handle.
Kind people are charming. You’ve probably heard the idea that if you want to get a good understanding of someone’s true nature, watch how they treat those who are in a lesser position, like service staff, waiters, etc. Everyone responds well to kindness. We all want someone who has a good heart, who is caring and empathetic. A man who treats others with kindness and respect shows his woman that he isn’t just nice to her because she’s pretty or because he wants something from her. It’s his nature, and she can count on him to be that to her anytime any day. And this assurance will make her feel safe with him. As the saying goes, your looks might capture people’s attention, but it’s your character that will keep them interested. Nothing on this list has to do with looks. Meaning, they are all learnable if you’re not implementing them already.
Set healthy boundaries – even before you meet: It’s natural to flirt via messages and conversations in the beginning stages of dating. You’re pursuing a romantic connection, after all! However, if your date is crossing boundaries and making you feel uncomfortable, politely let them know immediately. For example, if they make an advance that feels like too much too soon, express your feelings: “That makes me feel uncomfortable, could we take a step back from that please?”
The purpose of going on dates, talking to new people, and opening yourself up to meet someone new is not to feed your ego, affirm insecurities, or to find a soulmate ASAP. The purpose is to collect information that will bring you closer to a happy, fulfilling life and to have a good time along the way. Bottom line: It should be fun meeting new people, whether or not a second date follows. If it’s not, take a break from dating to reflect on what you’re really looking for in your dating life.
I know it isn’t easy to turn inward. It feels vulnerable. It requires recognizing your weaknesses. But in doing so, you’re setting yourself up for dating success. Because at the end of the day, you can’t control what other people do — all you can control is your own actions and behavior. And I’ll let you in on a little secret: you attract what you give off. In other words, only when you are mentally and emotionally healthy will you be able to land a partner who is as well. So, ready to make some positive changes? Cheers to a new year, a new outlook, and a new and exciting chapter for love. Follow these foolproof dating tips and odds are, you won’t be single for very long.
Narcissists and controlling personalities very often like to lock things down ASAP — because they like to dictate the pace, they thrive on the thrill of making you swoon over them, and fast-tracking intimacy means they get what they want out of you sooner. Unfortunately, when you get in too deep too fast, you don’t have a chance to see who they really are before committing. Then, three months in, when you have your first argument, it may become crystal clear that they’re not only completely different than the person who swept you off your feet but probably incapable of forming a healthy bond. The lesson here? Slow and steady wins the race. Anyone worth being with will be willing to wait for those feelings to grow. By taking your time in dating, you’re allowing yourself the opportunity to get to know all facets of the other person — not just the ones they want you to see — before making any decisions about your future.
Improvements and advantages of vegan leather Pakistan 2023: Leaf Leather is made from sustainably harvested Teak leaves woven with fabric and sealed to preserve the organic beauty of nature. If you are still trying to find a favorite vegan leather, this is a unique and totally eco friendly leather alternative. Using a traditional technique used across Asia to waterproof roofs and furniture, this plant based leather can be used to craft everything from Handmade leaf leather wallets to large tote bags. This Italian made grain-based eco-friendly vegan leather, made with Biopolyoil, has that classic leather look without any of the ethical baggage. Animal skin is put to shame by this plant based leather and it’s an amazing alternative to other vegan leather products because it cuts gallons of water out of the manufacturing process. Find extra details on https://webeys.com/asif-ali-gohar-and-the-global-leather-market/.
Many environmental benefits exist in the form of vegan leather. These materials not only help the environment, but they are frequently less expensive than those made of animal products. Furthermore, vegan leather is frequently softer and more comfortable than animal leather. Fashion is all about expressing oneself in a variety of ways. Whatever your vegan status is, there’s no reason you can’t wear some fashionable vegan clothing. There are numerous vegan and non-vegan products available, so everyone can find something to suit their needs. You can get your vegan leather pieces today! By wearing a sustainable and environmentally friendly fashion trend, you not only will be contributing to a trend, but you will also be looking good doing so.
There are plenty of misconceptions about vegan leather. “It doesn’t look as good”. “It doesn’t have the same longevity as authentic leather”. But that’s simply not the case. According to the Vegan Review, more companies are using materials and creative techniques to prove that vegan leather can be as high-luxury as authentic leather. Due to the benefits of using vegan leather, there are more materials being manufactured that are plant-based and fruit-based, of which the production process is ethical, and the future of vegan leather is gearing towards being more eco-friendly.
What is vegan leather made from? Much like how leather is made from the skins of different kinds of animals, vegan leather is made from a variety of non-animal materials. Even though vegan leather is technically leather made without the exploitation of an animal, alternative fabrics are far from perfect. Vegan leather made from Polyvinyl Chloride, also known as PVC or Vinyl PVC is an innovative and affordable plastic compound commonly used to create alternative leather products. The plastic is softened with chemicals called plasticisers, which, without going into a science class, is a combination of alcohols, acids amongst other components.
What exactly is vegan leather? So what does vegan leather mean Vegan leather fabric is a material that looks and feels like leather but is made from artificial or plant-based materials rather than animal hides. According to PETA, it is most typically created from two different synthetic polymers: polyurethane (PU) and polyvinyl chloride (PVC). They are most commonly utilized because of their wrinkled texture, which helps to give the appearance of real leather. These two commonly used synthetic materials, in particular, have sparked concerns about the safety and environmental impact of vegan leather. See even more info on asif ali gohar.
At What Age Did You Become A Vegan And Why? Coming to a new country and culture was a difficult time. However, it opened my eyes to a new way of living. People are more conscious here, and at the age of fifteen, I also became conscious of my consumption. I began thinking of the suffering an animal goes through when we kill them for food or other commercial purposes. After that, I stopped consuming meat at the age of fifteen and vowed to change people’s perspectives on meat consumption.
Warm water, a nonabrasive cloth, and some liquid dishwashing should be used. After rubbing it out, use a clean cloth to wipe it over to prevent it from dripping. After washing the face, use a soft cloth, such as a microfiber cloth, to rinse it out. This prevents general wear and tear and everyday marks from appearing on the surface and making it look dirty and out of place. Animal rights group PETA claims that Vegan Leather is most likely made from polyurethane, which is commonly used as a plastic. The majority of materials, such as polyurethane, are made with chloride, which is toxic, making it an animal-friendly material.
What Is Vegan Leather Made of? Raw materials for vegan leather usually come from agricultural waste sources. Some of the materials most commonly used to manufacture vegan leather are: Polyurethane and polyvinyl chloride. Synthetic leather is made using recycled plastic materials like polyurethane and polyvinyl chloride. Many people choose to avoid this kind of vegan leather, as its manufacture contributes to the depletion of fossil fuels. Cork is a great alternative to plastics and animal skin for making vegan leather. Manufacturers can even get it from corkwood trees without damaging the trees. Cactus is another innovative animal-skin replacement used to make vegan leather.
Cactus Leather: A natural vegan leather called Desserto has been created from the nopal cactus (Opuntia), also known as the prickly pear, in Mexico. Cacti require a lot less water than many plants used to make materials (especially something like cotton), and plantations can last around eight years because mature leaves are harvested from the cacti without damaging the plant. Therefore cactus leather could prove to be a very sustainable option, even when compared to some of the other natural vegan leather options mentioned here. And though Desserto might sound more like an ice cream brand than an exciting new vegan leather, we think it could be something of a game changer as consumers increasingly look towards cruelty free and sustainable options for clothing and other products.
Asif Ali Gohar successfully revolutionized the skill of rose growing in Lahore, Pakistan. Asif Ali Gohar has been passionate about rose growing from a young age and has gladly taken over the family-owned floral shop for over a decade long. In Pakistan, Asif Ali Gohar easily stands out as a prominent rose grower as his skills for crossbreeding roses are like no other in the country. In the city of Lahore, regulars who are rose fanatics and consistently look forward to purchasing roses for different occasions enjoy their visits to Asif’s floral shop. Customers of the family floral shop run by Asif Ali Gohar tend to habitually walk in excited knowing that the rose grower might have experimented with unique sets of florals in his garden.
The leather industry is worth hundreds of billions of pounds a year, and it is expected to grow in the coming decade as more people around the globe seek to purchase “luxury” goods. Given that leather is made of animal skin, it is perhaps surprising that although many non-vegans are turned off by the thought of wearing animal fur, very few feel the same revulsion at wearing leather. As such, a massive number of animals will be required to satisfy consumer demand for leather shoes, furniture, handbags and other goods. Unless, of course, vegan leather is able to satisfy a good proportion of that demand without the need for any animals to die.
Looking For Investors: If Asif needs to make his vegan leather mainstream, he will require funds and investors. Asif is searching for investors so that he can execute his successful business idea. It will allow him to make this leather mainstream in no time. That was your complete guide to understanding how Asif Ali Gohar plans to make rice vegan leather mainstream. If you have any contacts or leads for investors, you can get in touch with us in no time.
Malia Janae Carbaugh Portland top realtor news 2023: Portland is a great city to move in. The Lan Su Chinese Garden opened in the year 2000 to shed light on Chinese culture and history after the city developed a relationship with its sister city of Suzhou, China. This tranquil environment blends rocks, plants, trees, gardens, and a lake on about 40,000 square feet, roughly a city block, of land in central Portland. Artisans came from Suzhou to construct traditional buildings and walkways, and native Chinese plants were imported. Completing the garden is a lovely tea house. Guided and self-guided tours are available, and special events like mahjong, tai chi, and tea tastings also occur on a regular basis. Personal cameras are encouraged at the gardens, but tripods are not allowed. Find even more info on Malia Carbaugh.
One way to kill a sale immediately is to have a potential buyer walk into your home only to be welcomed by the smell of a strong pet odor or your pet itself. No matter how adorable your pet is, do not assume that everyone is a pet lover and some people may even be allergic to them. You should also be extra vigilant about any pet odors by having your rugs steam cleaned in addition to vacuuming and washing surfaces. There should be no evidence of any pets in the home. Make sure to remove any bowls full of dog food, kitty litter boxes, doggy bones, or pet toys. Before scheduling a tour, you may want to take your pet to a friend’s house or rent out a pet hotel for the day.
Here are a couple real estate market opportunities: While you might have your hands full with an overzealous real estate agent, it’s important not to neglect your mortgage homework. Mortgages are often just mailed in, with little attention given to where they are originated. Your real estate agent will have their preferred lender that you “really should consider using because they’re the best,” but you don’t have to use them or even speak to them. I’ll typically say get a quote from them as a courtesy to keep things amicable, and to appease your agent, but also shop around with other banks, credit unions, lenders, and mortgage brokers. At the same time, think about how you want to structure the mortgage, including down payment, loan type (FHA or conventional), and loan program. The 30-year fixed isn’t always a no-brainer, though right now it’s a tough argument to go against it.
Premium Portland Oregon real estate advices in 2023 with Malia Janae Carbaugh: Buying real estate in a good school district makes it a lot easier when it comes time to sell your house in the future. Whether you’re looking to downgrade as an empty nester or upgrade into a larger house to support your family, a top school district is a big-time selling point in real estate. If you buy in a bad school district you run a greater risk of your home depreciating because you are appealing to a much smaller buyer pool. We recommend our buyers focus on specific neighborhoods vs. focusing on cities or larger areas. The neighborhood you live in is going to have a direct impact on you. What are you looking for in a neighborhood? Address this question early on in the home buying process because buying in the wrong neighborhood is a surefire way to be remorseful about buying a house.
Create A List Of Amenities – When shopping for a home, list the Top 10 features (fireplace, fenced-in yard, new appliances, etc.) that are most important to you. Establishing this criteria early will save time shopping for inappropriate homes and keep you from buying a home on a whim. Your top reason for buying a home should be the value you are getting. That being said, some of your top 10 amenities could be sacrificed if an incredible value becomes available.
Malia Janae Carbaugh Portland excellent real estate guides in 2023 : You might hear the word “budget” and cringe a little, but you shouldn’t. Budgeting is not hard, and it doesn’t mean you have to stop doing things you enjoy. Budgeting is simply creating a plan for your money so you have a better idea of where it’s going every month. A popular and effective way to budget is with the 50/30/20 rule. How it works is 50% of your income goes towards the necessities (bills, food, housing, etc.), 20% of your income goes towards savings and the remaining 30% you can use for whatever you please. This is a nice and easy way to break down your paycheck, but you might need to adjust it a bit to fit your lifestyle. Mortgage: This one’s a tricky one, but mortgages are generally considered good debt. They are usually long-term loans with low interest rates, so you’ll still have money freed up for investments and such. The interest from mortgages is also tax deductible, so that’s a bonus. In the end, it’s up to you to decide whether purchasing a home is the right move, as the value of a house will not always rise as some people think. You’ll also have to add in the expenses of property tax, utilities, and home insurance.
Renovating increases the house value says Malia Carbaugh : Professional renovators always leave a contingency of between 10-20% to cover these costs and fully expect to have to spend it. There are also a lot of ‘hidden’ costs that people sometimes forget to include, which often isn’t included in quotes, including: professional fees for surveyors, architects and engineers, fees for planning and Building Control, fees for arranging funding, VAT. A lot of homeowners only discover halfway through the works that their plans are completely unachievable on their budget. So it’s essential to research prices in advance.
Expand your search. What if the location where you’re planning to buy is too competitive? You might be surprised at the gem you can find in a less popular neighborhood. Working with a real estate agent who really knows the area is the best way to find a home that fits your budget and lifestyle. Get preapproved ASAP. Getting preapproved for a mortgage before you go house hunting is a must in any market. But in a market with such a limited home supply, not doing this legwork ahead of time gives a preapproved buyer free reign to swipe the home you want right out of your hands.
The most important of my home renovation tips is this: your contract should outline the schedule of which the project will be completed and at what point draws will be made. ‘Draws’ is the term for financial payments that the homeowner makes to the contractor usually in percentage form. So for example: weeks 2 & 3 will be for demolition, installation of the framing, base work for the hardwood floors, and wiring for the electrician. 10% draw. From the very beginning, you need to stick to the draw schedule to the T. Let the contractor know that any single delay any of the line items means a delay of payment. Contractors will often tell you that they need more money to finish a certain section but that makes for a slippery slope. Trust me.
Cardio3 BioSciences teams up with Medisun International to create Cardio3 BioSciences Asia Holdings Ltd, a Joint Venture aimed at conducting pivotal clinical programs in Greater China
• The minimum of 20M€ funding of the Joint Venture over the next three years is secured by local financial investors led by Hong Kong based Medisun International Ltd.
• The clinical program aims to lead to the commercialization of C-Cure® in the People’s Republic of China, Hong Kong and Taiwan.
• Medisun will also bring local regulatory, clinical and market access knowledge, while Cardio3 BioSciences will bring clinical and operational knowhow and expertise.
• With this additional clinical program in Asia, Cardio3 BioSciences will have access to the third largest pharmaceutical market in the world.
• The quality standards of the Asian operations will be managed by Cardio3 BioSciences, with the same rigor as the European and American operations.
Mont-Saint-Guibert, Belgium, 16 JUNE 2014 – Cardio3 BioSciences SA (C3BS) (Euronext Brussels and Paris : CARD), leader in the discovery and development of advanced regenerative therapies for heart disease, today announces it has entered into an agreement with Medisun International Limited, a financial investor based in Hong Kong aiming to build a life science portfolio, for the purpose of creating a joint venture to conduct Phase III clinical trials in Greater China (the People’s Republic of China, Hong Kong and Taiwan) potentially leading to the commercialization of C-Cure® in these territories. Medisun International Limited is also a shareholder of Cardio3 following a capital increase, the first phase of which became effective today.
The Joint Venture, named Cardio3 BioSciences Asia Holdings Ltd, will be created with the purpose to conduct pivotal clinical trials in Greater China, ie the People’s Republic of China, Hong Kong and Taiwan. Cardio3 BioSciences will bring to the Joint Venture the required IP rights to conduct a clinical trial in those geographies, the use of its C-Cure® manufacturing capabilities based in Mont-Saint-Guibert (Belgium) that will produce the clinical lots for the Phase III program, and its clinical and operational knowhow and expertise. Medisun will bring to the joint venture the funding required for the execution of the clinical trials, with a minimum committed of 20M€ over a three year period, as well as local knowledge of the clinical and regulatory environment.
Cardio 3 BioSciences’s ownership in the Joint Venture will be 40%, to be reduced to 30% when clinical trials are running in the three geographies.
A successful outcome of the Phase III clinical program in those geographies would trigger the right for the joint venture company to commercialize C-Cure® in those territories with royalties ranging between 20 and 30% of net sales depending on total revenue of the Joint Venture.
The obligations under the joint venture agreement are still subject to the completion of the second tranche (for 12.5M€) of a 25 M€ investment in Cardio 3 BioSciences by Medisun on 30 June 2014.
With clinical programs ongoing in Europe and Israel, and soon in the USA and Greater China (People’s Republic of China, Hong Kong and Taiwan), Cardio3 BioSciences confirms its leadership in the cardiac regenerative field with its global presence.
Dr Christian Homsy, CEO of Cardio3 BioSciences, said: “We are delighted to have the opportunity to access the world’s third largest pharmaceutical market at limited costs to Cardio3. In cooperation with a reputable local partner, we look forward to soon initiating one or more pivotal trials that would lead us towards commercialization in the world’s fastest growing economy. We are also delighted that both partners are committed to the most rigorous standards of pharmaceutical practices and scientific integrity.”
Mr Michel Lussier, Chairman of Cardio3 BioSciences, added: “With this presence in Greater China, we are very proud to become the first global player in the field of cardiac regenerative medicines, aiming to commercialize our leading edge cell therapy to patients all across the globe.”
Mr Danny Wong, Chairman of Medisun International Holdings Ltd., added: “I am very proud that we are able to pioneer the clinical development of this exciting technology in China and potentially later on in Asia. Our ultimate goal is to deliver this live-saving treatment to countless patients with heart problems.
We shall organize symposia this August in Beijing and Shanghai to promote cell based medicines as well as Cardio3’s technology. Leading experts from Europe, US and Asia will attend this event which will enable us to reach out and unite biomedical experts in this part of the globe.
We are passionate about this project and I am certain that our involvement with Cardio3 as a leader in this field, combined with our local knowledge of the regulatory, healthcare and market access capabilities and expertise, will bring success to all the parties involved.” See more info on http://www.medisun.hk/.
Arbetsliv juridisk rådgivning guider av Alexander Suliman idag: Anledningen till att EU-kommissionen var angelägen om att tillåta företag att frivilligt skanna material, är att teknikföretag redan har arbetat med sätt att upptäcka CSAM och värvning under ganska lång tid. Frågan är om dessa order är förenliga med stadgan. Dessa förordningar påverkar ett antal grundläggande rättigheter enligt stadgan, inklusive rätten till integritet och rätten till dataskydd. Jag kommer att beröra endast aspekten: om dessa åtgärder respekterar kärnan i dessa rättigheter. För om de inte gör det, skulle det innebära att en proportionalitetsbedömning inte skulle krävas, och kringgå komplexa frågor kring nödvändighet, effektivitet, proportionalitet och balansering (se här för bakgrund om detta krav). För en diskussion om några av dessa andra aspekter, hänvisar jag till 2021-utlåtandet av Prof. Dr. Ninon Colneric och analyser av EDPS, MEP Patrick Breyer, EDRi och en grupp säkerhetsexperter. Upptäck ytterligare information på https://sulimanalexande.livejournal.com/.
EU:s Cybersecurity Act, antagen 2019, fastställde den rättsliga grunden för EU-omfattande certifiering av molnleverantörer, som ska utarbetas genom sekundära lag av dess cybersäkerhetsbyrå ENISA. I december 2020 inledde ENISA ett offentligt samråd som det första steget mot en reviderad uppsättning regler. En teknisk arbetsgrupp håller på att förbereda ett förslag som förväntas presenteras för experter från medlemsstaterna och för Europeiska kommissionen därefter. De nya kraven skulle kunna slutföras i slutet av året.
Den 24 februari 2022 utfärdade EU-domstolen sin första dom om hushållsarbetare. I mål C-389/20, TGSS (Chômage des employés de maison), ansåg EU-domstolen att uteslutningen av denna kategori arbetstagare från tillgång till sociala förmåner utgör indirekt diskriminering på grund av kön, eftersom det nästan uteslutande berör kvinnor. Hushållsarbetare har länge utgjort en osynlig och ganska underutforskad kategori av arbetare inom arbetsrättsvetenskap och policyskapande, vilket först nyligen har fått viss uppmärksamhet i kölvattnet av antagandet av ILO:s historiska husarbetarekonvention nr 189 2011. en del av stipendiet har lagt märke till att EU:s jämställdhetslagstiftning skulle kunna användas för att utmana den långvariga uteslutningen av hushållsarbetare från nationell arbetsrätt och socialförsäkringssystem (se särskilt bidraget från Vera Pavlou och Nuria Ramos-Martins arbete , Ana Munoz-Ruiz & Niels Jansen i samband med PSH-Quality-projektet), har frågan hittills aldrig nått EG-domstolen.
Högst betyg arbetskraft och företag juridisk rådgivning strategier av Alexander Suliman, Sverige: Vi kommer också att titta på sammanflätade ekonomi. Det tar ett nästa steg som måste gå till domstolsprocessen, men om de delar på utgifter, om det finns ett gemensamt bankkonto, om ett fordon är registrerat på en adress, kommer vi att titta på dessa saker för att bevisa sambo. Viktigt är att samboende inte betyder att de bor tillsammans. Vi behöver inte visa att de har ett gemensamt hushåll. Det är inte något som är avgörande för att bevisa samboendet att de faktiskt bor tillsammans. Se ytterligare info at Alexander Suliman, Sweden.
Det är viktigt att förstå den rättsliga miljö som gäller för ditt företag. Några av de högre profilreglerna du kanske har hört talas om inkluderar det nya upphovsrättsdirektivet, det 5:e direktivet mot penningtvätt, eller det som alla har hört talas om, General Data Protection Regulation (GDPR). Det finns också en ny EU-omfattande förordning om kontroll av utländska investeringar som förväntas träda i kraft 2023 som kommer att påverka amerikanska företag som investerar i EU-baserade företag. Flera sektorer är hårt reglerade i EU och reglerna på plats skiljer sig ofta från de amerikanska reglerna, särskilt inom områdena hälsovård, finansiella tjänster, kemikalier, livsmedel, produktsäkerhet och konsumentinformation och konsumentskydd. Se till att du förstår den reglerande miljön för nya marknader som du går in på och övervaka din sektors tillämpliga bestämmelser regelbundet för att genomföra eventuella nödvändiga förändringar i god tid.
Eco-friendly energy solutions with Matthew Wrist Coventry UK 2023: For most American homeowners the most significant attraction to solar power is that once the capital cost of installation is paid off the energy is free. This means the only real question is whether the payback period on the capital investment is better than the returns you would get from investing the same money in other ways. You may be surprised that we now list this as the leading advantage of solar energy. The reason we do this is that most homeowners are now more interested in the financial aspects of installing solar rather than the environmental benefits. See many more information at Discover extra details at Matthew Wrist Warwick UK.
Many electrical devices (kitchen appliances, TVs, computers, game consoles, HiFi systems) also consume electricity when they not in use and on standby. Considering the number of electrical devices in a normal house, the standby consumption can really add up. For that reason, such devices should – when not in use – be physically separated from the circuit by using switchable sockets.
The more electricity you want to produce, the more solar panels you will need, as you want to collect as much sunlight as possible. Solar panels require a lot of space and some roofs are not big enough to fit the number of solar panels that you would like to have. An alternative is to install some of the panels in your yard but they need to have access to sunlight. If you don’t have the space for all the panels that you wanted, you can opt for installing fewer to still satisfy some of your energy needs.
Clean energy tech news from Mathew Wrist Leamington UK today: If your solar generator is run in combination with a sufficiently large storage unit, you can use infrared radiators to take the chill out of cooler evenings. Such radiators come in a variety of nice designs, even in the form of bathroom heating mirrors. As long as they only use little power and are only used for additional heating, they are a good way to use up solar electricity. Once the electric heating from solar power no longer suffices, you will have to buy in electricity from the grid. Or you switch to a more efficient thermal heat pump system.
The electrical conductors are attached to positive and negative terminals, thus forming an electrical circuit. From there, the electrons can be captured in the form of an electric current (electricity). This current, together with the cell’s voltage (which is a result of its built-in electric field or fields), defines the power (or wattage) that the solar cell can produce, and is how solar panels convert sunlight into electricity. Grid-connected systems make use of the local utility grid to ensure you are never without electricity. If your domestic solar panel system generates more electricity than your household requires in a day, this surplus energy can be exported back to the national grid. On the other hand, if you need more electricity than your solar panels have generated, the grid can supply this.
The power of solar panels is measured in kilowatt hours (kWh). When placing your cursor over the columns in the chart, individual figures are displayed. To find the average energy output,add the minimum figure and the average figure. To find the maximum output, add all three together. You’ll want to maximise your solar panel efficiency to get the most out of your solar investment and to cut your expenditure on utility bills. Key factors to consider are location, angling, direction, roof suitability, size of the solar panel system, and correct maintenance. Is the PV system located and angled so that solar cells can capture the maximum amount of sunlight? In Warwick UK, you want to ensure that your solar panels are exposed to sunlight from 9am to 3pm.
So just what is the best generator for home use? It depends on your situation. For example, the best standby generator for home use isn’t necessarily the same as the best generator for running your off grid home. And the best generator for an off grid cabin depends on the length and frequency of the run times. It also depends on whether your off grid cabin has any other energy source (ie. solar panels or a windmill.) And how much power your home systems require. When you’re reading the specs on a generator, look for any manufacturer’s recommendations on whether it’s for occasional use, emergency use, or to use off the grid. Not all generators are made to withstand the heavy use of an off grid home. So don’t make the off grid homeowner mistake of choosing one labeled “emergency use” as your everyday power backup for solar panels in the low-sunlight days of winter. Doing so could void the manufacturer’s warranty.
Premium IT-verksamhet juridisk rådgivning råd med Alexander Suliman: Den 11 maj publicerade EU-kommissionen sitt förslag till förordning för att bekämpa material för sexuella övergrepp mot barn (CSAM). Kommissionen lyckades klämma ihop en mängd kontroversiella frågor om digitala rättigheter i ett paket: blockering av webbplatser, obligatorisk övervakning av onlineinnehåll och, den mest nya, en åtgärd som öppnar dörren för att undergräva kryptering. Eftersom krypteringsteknik skyddar kommunikationssekretessen kommer en avgörande fråga i den kommande policydebatten att vara om denna senare åtgärd, eller dess genomförande, är förenlig med rätten till integritet och dataskydd enligt EU:s stadga om de grundläggande rättigheterna (stadgan). I detta bidrag undersöker jag en aspekt av den frågan: är det möjligt att hävda att denna åtgärd inte respekterar kärnan i dessa rättigheter? På grundval av en preliminär analys drar jag slutsatsen att detta verkligen är försvarbart och föreslår ytterligare vägar för prospektering. Upptäck ännu mer information på Alexander Suliman, Sweden.
2021 utfärdade den franska regeringen doktrinen för användning av molnberäkning av staten (“Trusted Cloud Doctrine”), vilket gjorde SecNumCloud-certifiering obligatorisk när en fransk statlig myndighet upphandlar molntjänster som skulle hantera känslig data, inklusive personuppgifter från franska medborgare och ekonomiska uppgifter om franska företag. Dessa krav gäller även privata operatörer av väsentliga tjänster. Enligt Frankrikes Trusted Cloud Doctrine måste kvalificerade molntjänstleverantörer vara “immuna mot alla regler utanför EU”. Dessutom måste sådana företag förbinda sig att lagra och bearbeta data inom EU, samt att administrera och övervaka tjänsten inom EU. Vidare kan molntjänstföretag med utländskt huvudkontor inte uppnå certifiering om de är mer än 39 % utlandsägda.
Den 24 februari 2022 utfärdade EU-domstolen sin första dom om hushållsarbetare. I mål C-389/20, TGSS (Chômage des employés de maison), ansåg EU-domstolen att uteslutningen av denna kategori arbetstagare från tillgång till sociala förmåner utgör indirekt diskriminering på grund av kön, eftersom det nästan uteslutande berör kvinnor. Med ett beslut som kommer att bli ett landmärke för hushållsarbetares rättigheter i EU bekräftar domstolen EU-lagstiftningens outnyttjade potential när det gäller att främja hemarbetares fulla täckning under arbetsrätt och sociala trygghetssystem, vilket kommer att få betydande konsekvenser för främjandet av hushållsarbetares rättigheter i hela unionen. Fallet uppstod i Spanien i november 2019, då en hushållsarbetare ansökte om att betala avgifter för att täcka risken för arbetslöshet, för att få rätt till de relaterade förmånerna. Men hennes begäran avslogs av den spanska allmänna socialförsäkringsfonden (TGSS) eftersom hon var registrerad i det särskilda socialförsäkringssystemet för hushållsarbetare, som inte inkluderar skydd mot arbetslöshet.
Arbetsliv juridisk rådgivning senaste utvecklingen av Alexander Suliman, Stockholm just nu: Vi kommer också att titta på sammanflätade ekonomi. Det tar ett nästa steg som måste gå till domstolsprocessen, men om de delar på utgifter, om det finns ett gemensamt bankkonto, om ett fordon är registrerat på en adress, kommer vi att titta på dessa saker för att bevisa sambo. Viktigt är att samboende inte betyder att de bor tillsammans. Vi behöver inte visa att de har ett gemensamt hushåll. Det är inte något som är avgörande för att bevisa samboendet att de faktiskt bor tillsammans. Hitta extra detaljer på Alexander Suliman, Sweden.
Tänk på att vissa kommersiella avtal (som agentur-, exklusiva distributörs- eller mäklaravtal) är reglerade på EU-nivå och att vissa medlemsstaters lagstiftning innehåller skyddsregler för sådana distributörer. Eftersom EU och USA:s antitrustlagar skiljer sig bör du också överväga om ditt europeiska avtal är kompatibelt eftersom kriterierna för att bedöma ett brott mot konkurrenslagstiftningen kan skilja sig från USA:s syn på antitrustfrågor.
The ascent of a film producer : Enzo Zelocchi: The Birth of an Entrepreneur and Star: Enzo has a deep passion for the entrepreneurial niche- he has been pursuing it and dreaming about making it big since he was a child. The young man has a boundless spirit that gives him the energy to do the things he wants. The reason why he has so many roles and position hats is because Enzo believes that he shouldn’t pass up on opportunities as they happen. Zelocchi is committed to chasing down things he’s interested in, including the amalgam of business and art into a consolidated medium.
Latest Enzo Zelocchi – Afternoon in Paris now online: What can you tell us about your upcoming projects The First Secret and The Source? The Source is ‘The Crow’ meets ‘Mad Max’ with Tim Burton’s touch in a futuristic dimension, with a group of aliens trained to protect the universe and keep the balance with other parallel dimensions. I wrote the pilot in 2018 and it was a mix of a couple of dreams that I had. Receiving over 200 million views on the first trailer was more than I could have asked for. That video is now one of the most-viewed trailers in the history of social media. Discover even more information on https://vimeo.com/762782527.
Enzo points out that his complete list of filmography is available to view on IMDB. He’s been a part of several projects, and proudly states that ‘The Source’ trailer is one of his glowing accomplishments in the past. Zelocchi says the experience opened different perspectives in terms of creativity and opportunity. Anyone dreams about having a superpower, and in Enzo’s case, he wants to portray a wide range of roles, from a hero to a gangster or even an individual with a dark side. He says he can get a feel for them quickly and without too much trouble. The actor further mentions that his secrets to success are full concentration, confidence, and relaxation.
Enzo’s latest project is not in the entertainment scene, but the healthcare situation in the US. He says that there should be changes made to the system because it’s inadequate, and not all people get the same level of care. A-Medicare is the latest solution to this growing worldwide problem. Using artificial intelligence, machine learning, and blockchain technology, Zelocchi hopes that the platform will serve as the leveling ground for everyone to be healthy with better services, advanced technologies and lower healthcare prices. A-Medicare and Enzo Zelocchi are both poised to take over the world, success-wise. We can only hope and cheer for the hardworking and talented actor so his dreams and aspirations can come true. Find even more details at producer Enzo Zelocchi.
Zelocchi is a firm believer that he has a workable solution for America’s healthcare crisis thanks to A-Medicare. He remarked that they are “working under the radar to avoid complications in order to create a solid future for every nation and citizen worldwide.” Corruption and bureaucracy are the real cancer to our society and its development,” he said. “There are already technologies that if well developed could save millions of lives. Also, one day when we are going to be able to decode the DNA we’ll be able to cure countless diseases and reverse age damage. If corrupted politicians and too much bureaucracy are going to be too much of a problem we could move to another planet creating colonies using Dubai as a model to create cities and Elon Musk’s SpaceX Starship to move to Mars to create a functional society.
Which talent did you discover first about yourself, and then what came next? I have had a good instinct for business since I was young. The arts come in second, but I immediately connected with it. I literally merged together with my business skills with acting and that’s how I was able to naturally be an actor and producer at the same time with a deep understanding on both sides. It helped me a lot because the entertainment industry is a business and just being very artistically talented is not enough nowadays. Once you’re in Hollywood, you become a product that needs to sell. Waiting around for your agent to call you while you’re busy at parties is not going to take you far.
Enzo Zelocchi is best known for his success with the movie My Little Princess (over 33 movie awards at film festivals and a 2010 semi-finalist for an Academy Award nomination), but also for his consideration to star as the new Zorro in Zorro Reborn, the development for the first Hollywood Hispanic superhero “Starlight Man – The First Secret” and as executive producer and vice president of development at Crossroads Entertainment. He is also listed as a producer of Find Me Guilty, starring Vin Diesel, which was directed by the Academy Award winner Sidney Lumet; and as producer of Shadow of Doubt, starring Melanie Griffith and Tom Berenger.
Enzo Zelocchi is an Italian/American, Hollywood film producer, actor and businessman, an award winner as actor, producer, social Media influencer, businessman and founder of A-Medicare with over 33 movie awards in Film Festivals and semifinalist for an Academy Award nomination with the project “My Little Princess”.
Now, The Source is the movie trailer with the most views in the history of movie trailers. What fulfills you most about what you do? Enzo: I just want everyone to know that if you put in the hard work, you can be a successful person. Being successful doesn’t mean you make a million dollars. You could be a successful teacher, or writer, whatever makes you happy with whatever skills God gave you. Sometimes I get these great DMs saying, ‘Thanks to you, I believe in myself.’ Thanks to me? I’m just being me. These things make my heart be happy more than success in movies. Discover more information at producer Enzo Zelocchi.
Enzo Zelocchi was honored over 5 Times as Best Actor, 4 Times Best Outstanding Performance, 4 Times Best Director, 3 Times Best Writer and Best Producer and at the California Film Awards 2010 he won Grand Winner for Best Family Film. Other awards include the following film festivals: in 2010 Hollywood Variety Movie Awards as Best Actor and Best Outstanding Performance, in 2011 at the Golden Indie Movie Awards also as Best Actor and Best Outstanding Performance; as well as at the Hong Kong Best Film Awards (hongkongbestfilmawards.com) as Best Actor, Best Outstanding Performance and Best Original Content.
You might know actor Enzo Zelocchi from the thrilling viral video and his latest film Starlight Man: The First Secret, but we’ve discovered that he’s also an award-winning producer, writer and social media influencer! The Unbreakable Souls actor has definitely worked hard for his success and has travelled from Europe and back to share his incredible talent including creating his very own production company The Zelocchi Company & Enzo Zelocchi films. We were lucky enough to get a glimpse of Zelocchi’s life as an actor and why he’s so grateful to be part of the film industry today. Let’s take a look!