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Do you look for a high quality Nextcloud service with Collabora? NextFiles is a high quality , hight privacy german based cloud provider, a fast and secure Nextcloud service in a German data center with ISO 27001 certification.

Tasks, calendars, and contacts can be easily synced with Android devices using the DAVdroid app, and notes can be synced to Android using the Nextcloud Notes app. In theory, iOS apps can use WebDAV to sync calendars and tasks, and CardDAV to sync contacts, but in practice, this is a frustrating experience. Notes are, however, saved as .txt files in the regular upload by default and are therefore readily accessible from all devices. Collaboration: In addition to the sharing features mentioned above, Nextcloud users can collaborate on files using Collabora Online. This is a LibreOffice-based online office suite which supports all major document, spreadsheet, and presentation file formats.

NextCloud: A Dropbox alternative: Introduced by previous developers of ownCloud, NextCloud remains to be one of the, if not the most popular open source cloud storage software. Being open source, anyone can install NextCloud for free. The only service the user will pay for (and at a very small amount at that) is the private server in which they host it on. Now it’s apparent what some may already be thinking – “Google Drive is free to use as well”. This is true, yet both Dropbox and Google Drive still have data limits or are not entirely “private”. This is the advantage of NextCloud being a self-hosted cloud storage platform.

The biggest pull, of course, is that Nextcloud provides you with total control over how and where your files are stored. This is a big privacy win, although the fact that end-to-end encryption remains at the “trial” stage does introduce privacy concerns when using third-party (hosted) storage space. We get the strong impression that e2ee is in reality considered fairly robust even at this stage, but until a stable version is released, it is not possible to recommend for sensitive data. That said, encrypting the entire instance with something like EcnFS should provide more than enough security for most users. Setting up a fully hosted Nextcloud account is so easy that your mother could do it, and is certainly a privacy improvement over using a big name cloud service. It does, though, miss out on the real privacy benefits of running your own Nextcloud instance as it requires trusting a third-party provider to manage it for you.

With nextfiles.de I use a fast and secure Nextcloud in a German data center with ISO 27001 certification. Nextfiles takes care of the technology, i.e. installation, troubleshooting and updates. My customers and I, we value our privacy. Another crucial thing for me was the fast and competent support. With my nextcloud at nextfiles.de I feel safe and in good hands. Nextcloud clients for Android, iOS and desktop systems allow you to sync and share files, in a fully secure way through an encrypted connection. The mobile clients feature automatic upload of pictures and videos you take and can synchronize select files and folders. The clients can handle multiple accounts, show all activity happening on your server and notify you of new events such as the availability of new shares. Read more details at OnlyOffice Nextcloud.

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Looking for save money tricks to improve your financial positions and to avoid money issues ? Spending less doesn’t mean you’ll have more. Saving is a good way to stabilize your finances, but you still need to invest. “Pretend there are two islands,” advises Aliche, who is also known as The Budgetnista: “Financially Stuck Island and Wealthy Island.” She says that your savings can be like a car—you can’t drive off Financially Stuck Island without a bridge. Investing is the bridge to financial success. “To get from one island to another, you need to get in your savings car and drive it over your investment bridge.”

This philosophy has been around for some time now, but I didn’t really come across it until reading the book Rich Dad, Poor Dad. Sounds somewhat controversial, but having this mindset will keep you on your savings targets. Too many times you pay everything else first, then by end of the month, there is hardly anything for you to save. If you reverse the roles, you are more money conscious to pay your bills on time and reduce frivolous spending. Read extra details on Personal Finance.

One of my favorite subjects: budgeting. It’s not a four-letter word. How can you know where your money is going if you don’t budget? How can you set spending and saving goals if you don’t know where your money is going? You need a budget whether you make thousands or hundreds of thousands of dollars a year. Credit card debt is the number one obstacle to getting ahead financially. Those little pieces of plastic are so easy to use, and it’s so easy to forget that it’s real money we’re dealing with when we whip them out to pay for a purchase, large or small. Despite our good resolves to pay the balance off quickly, the reality is that we often don’t, and end up paying far more for things than we would have paid if we had used cash.

Stay Out of Bad Debt: Debt means you owe someone money, and if I’ve learned anything from gangster movies, you NEVER want to owe someone money. However, not all debt is necessarily bad debt. So, what is bad debt? Bad debt is any debt that’s acquired through purchasing something that’s going to lose value and generate zero revenue. Some examples of bad debt would be credit card debt or an auto loan. What is good debt? Some people will say there’s no such thing as good debt, and while I mostly agree, I also can’t deny that some debt can be beneficial in the right circumstances. For example, if you are going to take out a loan to purchase something that will benefit you financially in the future, I’d say that debt is a lot more beneficial than credit card debt. Good debt usually has lower interest rates as well. Here are a few examples: Student loans. Since student loans typically have a very low-interest rate and going to school can increase your pay as an employee in the future, student loans can be considered good debt. Visit: aspiretomoney.com.