13 08 19

Looking for corporate training to improve you or your teams skill levels ? Studies show that a higher level of engagement during training activities results in greater retention and recall of knowledge on the part of the learner. And interactivity strategies such as the use of multimedia elements, real-world scenarios, and even basic achievement levels and badges can help to transform the most mundane training modules into engaging, thought-provoking and memorable learning experiences.

You will find that one important aspect of corporate training involves project management. If you want to improve how your business handles projects of all sizes, this training can certainly be of great assistance. The efficiency with which you complete your projects will have a huge effect on how easily you are able to grow your business, so you will need to learn all you can. Most businesses don’t realise just how much they could improve the way they handle projects. This training will provide your employees with the necessary knowledge and tools they need to help your business become even more successful.

Mind Tools Business Coaching – Your unique chance to work with the best Business Professionals with many years of experience. We have the Tools, Equipment, Network and Knowledge to enhance your Business with Gains to provide you with Operational, Tactical and Strategical advice to grow your business beyond your own expectation. Read more on Business Coaching Thailand.

Develop your personal life coaching style by learning with, and modelling the approaches of, three trainers who share between them decades of practical, hands-on counselling, coaching and mentoring experience. You will be learning how to apply advanced NLP methods to facilitate enduring and in-depth personal change – in a natural, and conversational manner. And you will be developing a style of coaching that is unique to MindTools NLP and which integrates coaching with Behavioural Modelling.

Ask trusted sources for recommendations. Solicit recommendations from trusted service providers, including your lawyer, accountant, financial planner, banker, HR advisor, or from other business providers. Zero in on your own needs. Business coaches specialize in a wide range of topics: emotional intelligence, tolerance of turbulence, or assuring corporate profitability, for example. Carefully consider in which areas you most need guidance and find a coach who best suits your needs.

Once you have written a development area for each segment, you can then start to rate yourself out of 10 on these skills (The band closest to the centre being a 1, and the outer band being a 10) – be as honest as you can! Completing these on a weekly or monthly basis can help you to keep track of your skills and make it easier to see how far you have come. Recognising your areas of development can only encourage you to keep achieving! If you find it hard to recognise your strengths or weaknesses, another way is to try to understand how others see you. Ask those around you what adjectives they associate with you, how they experience interactions with you, and where they think your strengths and weaknesses lie. Start to apply their feedback, and see how it affects your personal development… This is a great start to evaluating yourself! Read extra info on NLP life coaching Thailand.

Meet the team: Natthapatch is Consultant, Trainer and Interim Manager. She is CEO of Mind Tools and driving force of Education Gateway. Natthapatch specializes in Human Resource Development and Neuro Linguistic Programming. Mind Tools strives to have short lines of communication. Our organization excels in direct communication, open and honest attitudes, working hard and celebrating success. You can Contact Us by phone, email, or just walk-in into our office. No appointment needed. Also you can find us on Social Media. Our motto is: “If you have a question, ask! If you have a remark, communicate!” No matter what the question is, we are here to help.

Mind Tools Co., Ltd.
Baan Benchaphan Building
29/1 Baanmai Langmor Soi 7
Suthep Road, Amphur Muang
Chiang Mai 50200
Thailand
Email: hello@mindtools.co.th
Web: https://www.mindtools.co.th/
Telephone: +66 (0) 53810587
MON-FRI 10:00 – 18:00
SAT-SUN 10:00 – 14:00

12 08 19

Bobbleheads are funny, amazing looking and perfect items to be collected. How are bobbleheads made? We begin with the head of the bobble head doll. The body is made of hollow plastic that is covered by felt cloth. On the head, a metal clasp is connected to the downward portion of the head to connect into the bobble head dog’s body. At the far end of the body is a bolt that acts as a weight for the head. When attached to the body, this allows for the bobble head to sway and bob around. Without the weighed bolt at the end, the bobble head would simply rise to the top of the body in a fixed position. Next up is the body of the bobble head doll. The body, which in this case is about 4″ (10.16cm) in length, is made of a hollow core like the head, but the mold is not enclosed in order to allow space for the head piece to attach to the body. To attach to the body, a small metal anchor is attached inside the upper portion of the body to allow the clasp from the head to rest in the center of the anchor. When the head is attached to the body, the bobble head bobs and glides with ease. The movement can be endless as long as the bobble head doll is in contact with motion to jostle the parts enough to cause movement.

Let’s begin with a brief history of bobbleheads. Writer Nikolai Gogol first referenced bobblehead dolls in 1842 in the Russian short story “The Overcoat.” He described the main character, Akaky, as having a neck, which was, “like the neck of plaster cats which wag their heads.” Popularity was growing for bobbleheads in not just sports. The Beatles bobblehead set was made and became one of the most famous and rarest of all time. It is still a valuable collectible today. Read more details at custom bobblehead.

In 1960, Major League Baseball decided to give away a series of papier-mache bobblehead dolls for each team with the same cherubic face and imported from Japan. That same year World Series was held and first bobblehead dollswere made specifically for players but they still had the same faces. The players that had bobbleheads made for them were Roberto Clemente, Mickey Mantle, Roger Maris, and Willie Mays. Beside of players, teams made and gave away as souvenirs bobblehead dolls in the shape of their team mascots. When material of making bobblehead dolls was changed from papier-mache to ceramic they were made in likeness of players of other sports too and of cartoon characters. The Beatles bobblehead set, which was made in the next decade is still a very valuable collectable. In time production and interest for bobblehead dolls again waned and by 1970s it almost disappeared completely.

Among the most popular bobble head dolls, bobble head dogs continue to lead the way. The bobble head animals are popular due to the love of various animals, their compact size, and the ability to place the bobble head on the car dashboard or back window. In the United States, the availability of bobble head dogs have been limited greatly over the past several years. As of late 2013, one of the top producers of ceramic bobble head dogs discontinued their product line.

As mentioned, because of their whimsicalness, bobbleheads will remain a staple in the collector and mainstream world, especially when it comes to baseball (their breaking out industry in the United States). It is likely that bobbleheads will remain promotional items, specifically in baseball. Bobbleheads are becoming more and more customizable. This should only increase in the upcoming years, as these items relate to everyday people (as well as the customizable trend in every other area such as food and entertainment). There are now fishing man, office, and mom bobbleheads. What are your thoughts about the history of bobbleheads or just bobbleheads in general?

Our shipping costs are lower and more discount, We are free shipping when the price of the product is higher than $249, Below $249, our shipping cost is only $16, our shipping costs are fixed and will not increase due to quantity. But you can get more discounts when orders are greater than $199(click here to get more coupon).

Abobolehead has been set up since 2006.5, till now we have 11 years making bobblehead experience. Our company specialized in custom bobblehead. During 2008-2014 we mainly produce the bobbleheads for the agents. Our company can custom all kind of bobbleheads you want, such as : personalized single and couple bobblehead/ custom wedding bobblehead/ sport bobblehead/ Multiplayer bobblehead/ company annual group bobblehead/ bulk order/ any style animal bobblehead / custom company bobblehead with company logo etc. We can custom the bobblehead according to the picture you provide us. If you have any questions or need a quote, please contact us email , we would reply you within 12 hours. Read extra info on custom bobblehead online store. Wholesale order, we would use resin material, safe and environmental. processing, we would polish the surface very smooth, in order to reduce rough surface.

12 08 19

First i will talk about about Calgary, the place where my cleaning company works. Calgary is an awesome town. Founded in 1912, the Calgary Zoo sits on St. George’s Island in the Bow River. The zoo is home to many examples of rare and threatened species of animals, as well as botanical gardens. Spring is always a fun time at the zoo with the arrival of newborn animals.

Budget Hotels: A good downtown budget option is the BEST WESTERN PLUS Suites Downtown, with extra-large rooms that include either a full kitchen or kitchenette. The new Fairfield Inn & Suites offers large suites with city views and a complimentary breakfast. Just south of downtown, near the Stampede grounds, is the BEST WESTERN PLUS Calgary Centre Inn with very reasonable rates.

Now lets discuss about cleaning guides: With any luck, by the time you reach adulthood, you’re washing your pillows and pillowcases on a semi-regular basis. However, most of us—even in our 30s and 40s—don’t do much in the way of cleaning our mattresses. But there’s an easy way to limit the bacterial contamination and allergy-provoking dust on your bed. At least once a month, just vacuum your mattress and apply an ample sprinkling of baking soda to it. Let the baking soda sit for a few hours to absorb any odors, vacuum again, and voila! A cleaner, less gross place to sleep. That stuck-on mess from the time you tried to heat up your leftover spaghetti is going to take a lot of elbow grease to remove. Luckily, a little steam can make the job a whole lot easier. Simply fill a microwave-safe bowl with a few tablespoons of white vinegar and a cup of water and nuke the mixture on high for a few minutes. Your microwave will quickly steam up, making those caked-on messes a breeze to clean off afterward.

Vacuum large area rugs at least once a week. But also take them outside three or four times a year for a more thorough cleaning and forhow to clean dust. Drape them over a fence or clothesline and beat them with a broom or tennis racket. A good beating removes much more dust than vacuuming. Take smaller rugs outside to for a vigorous shaking every week.

Feather dusters and dry rags pick up some of the dust they disturb, but most of it just settles elsewhere. Damp rags or disposable cloths that attract and hold dust with an electrostatic charge (like Swiffer or Grab-it) work much better. Cloths that attract dust with oils or waxes also work well but can leave residue on furniture. Use vacuum attachments only on surfaces that are hard to dust with a cloth, such as rough surfaces and intricate woodwork, because the exhaust stream from a vacuum whips up a dust storm. For more info see the video here : What’s the first thing to do when starting a cleaning business.

11 08 19

Looking for NLP Master practitioner to raise you or your teams skill levels ? Personal development brings clarity. Even with an improved sense of direction, there will always be multiple tasks looking for your attention. As your personal development improves, prioritisation becomes much easier. You are clearer on your objectives and you can quickly identify which task will give you the best result with the resources available to you at that moment.

In NLP behavioural modelling you create a detailed ‘blue-print’ or model of how someone does something e.g. how they successfully play golf, handle difficult customers, get angry with loved ones, or procrastinate. Your in-depth experience of Behavioural Modelling will enable you bring your NLP skills to an exceptional level… where you can use NLP with ease and in a seamless, conversational manner – and in just about any situation, and without having to rely on formulae or techniques. And where you do use standard NLP techniques you will be able to tailor these to suit the needs and the personality of the other person.

There is a certain convenience that comes with in-house training, simply because your employees won’t have to go anywhere to receive it. On-site training also allows for making certain last minute changes that might be necessary for one reason or another. These days, there are lots of providers that offer in-house training, so you shouldn’t have to look very far to find this option. A lot of companies in all different industries are taking advantage of corporate training because of everything it has to offer, and you should seriously consider doing the same. These services can provide your business with a quick and efficient way to get to the top of your industry in every way.

The NLP Master Practitioner Training develops your mastery of the creative and innovative applications of NLP by giving you an in-depth understanding of the NLP’s principles and methodology. We continue where we left off. Read more details at NLP practitioner Bangkok.

Through the use of scenario questions and simulations, interactivity allows employee learners to apply knowledge and make decisions in a risk-free non-judgmental environment. By removing the fear of failure, learners are free to formulate action plans by exploring unpredictable paths that lead to unknown outcomes. This type of experiential learning can help individuals gain valuable insights, from both their successes and failures-insights that invariably lead to better on-the-job decision-making and the performance of complex tasks.

Don’t try to be everything to everyone. Focus. Relentlessly grow as a professional. Have a vision for yourself and pursue diligently. Though progress requires action, sometimes we can be too quick to act. Sometimes a momentary pause is all we need to see a challenge from a different perspective, therefore resulting in a different and more effective approach. Thinking and acting are not mutually exclusive. Switching perspective from “me” to “you” switches everything. The saying “people don’t care who you are until they know what you can do from them” is absolutely true! Anyone wanting to influence anyone else must first know what is already influencing them. You do that by asking enough questions to truly understand what they need, and then packaging what you want in a way that meets their needs first.

Personal Development is key in the growing globalization and increasing competitiveness of today’s corporate and daily life environment. You need to make the difference. Personal Development is start and key at the same time in this matter. Learn NLP, Learn the Art of Neuro Linguistic Programming. Read more on Personal development Thailand. Meet the team: Natthapatch is Consultant, Trainer and Interim Manager. She is CEO of Mind Tools and driving force of Education Gateway. Natthapatch specializes in Human Resource Development and Neuro Linguistic Programming. Mind Tools strives to have short lines of communication. Our organization excels in direct communication, open and honest attitudes, working hard and celebrating success. You can Contact Us by phone, email, or just walk-in into our office. No appointment needed. Also you can find us on Social Media. Our motto is: “If you have a question, ask! If you have a remark, communicate!” No matter what the question is, we are here to help.

8 08 19

TechBank is licenced & regulated European financial institution, a crypto exchange is licenced by Financial Intelligence UNIT (FVR000419), also operates a highly secure Crypto wallet service (Licence No: FRK000341), issues multicurrency CRYPTOBACK cards (Patent App No: GB1719487.9) and operates from its corporate offices in London & Estonia. Open a beautifully simple app-based global crypto account in minutes not days. We’re all about giving back! When you shop at your favorite brands through TechBank, we receive a commission and share it with you as Cryptoback in Bitcoin & CCRB.

Cryptocurrency is the big boom in 2019, a market that offers huge profit making opportunities. But it’s also extremely risky so before you dig in it’s better to be educated. Here are a few advices if you want to purchase cryptocurrency online in 2019. To begin investing in Bitcoin and other cryptocurrencies you first need to sign up to an exchange which will allow you to buy cryptocurrency with paper money. An exchange is basically an online platform that enables anyone to purchase and sell Bitcoin as well as any other cryptocurrency that they have traded.

CCRB – Leading in Usability : First-ever ERC20 Crypto launched in the UK. First Consumer-oriented Cryptocurrency launched in the U.K. Mine and collect CCRB instantly across the world while shopping millions of products at more than 90,000 outlets online and in-store.

The cryptocurrencies work like this: They are generated by the network in most cases to encourage peers, also known as nodes and miners, to work to secure the network and verify entries or transactions. Each network has a unique way of generating and distributing them among its peers. Bitcoin, for example, rewards its peers (miners) for “solving the next block”. A block is a group or entries with all transactions. The solution is to find a hash that connects the new block with the old one. From here comes the term chain of blocks. The block is the group of entries and the string is the hash. Hashes are a type of cryptographic puzzle. Think of them as Sudoku puzzles that the classmates compete to connect the blocks.

When you buy/sell via an exchange, try to use limit orders (try not to use market orders). On some exchanges, like GDAX, limit orders have lower fees than market orders. On GDAX, limit orders are free as long as they don’t fill immediately. Meanwhile, market orders result in a .3% fee, which is better than the 1.4% that Coinbase charges but not as good as 0%, especially if you are day trading. If your exchange rewards you for using certain order types, aim to use them.

Open an business account and launch your own crypto rewards program in minutes. We can provide your Company a multi-currency crypto account, so you can continue to grow your business on an international level. Get direct access to exchanges, Payment Processors, transfer and receive funds worldwide and so much more. Exchange fiat Currencies like USD, EUR, GBP, INR, AUD, CAD, PLN & many more to the crypto of your choice like BTC, ETH, BCH, LTC, CCRB etc. Load your fiat or crypto wallets with the available funding methods and instantly start trading with crypto and vice versa. Read extra details on Buy, sell and exchange crypto currencies.

FOMO is an abbreviation for the fear of missing out. This is one of the most notorious reasons as to why many traders fail in the art. From an outside point of view, it is never a good scene seeing people make massive profits within minutes from pumped-up coins. Honestly, I never like such situations any more than you do. But I’ll tell you one thing that’s for sure, Beware of that moment when the green candles seem to be screaming at you and telling to you to jump in. It is at this point that the whales I mentioned earlier will be smiling and watching you buy the coins they bought earlier at very low prices. Guess what normally follows? These coins usually end up in the hands of small traders and the next thing that happens is for the red candles to start popping up due to an oversupply and, voila, losses start trickling in.

Don’t chase cheap coins with dreams of lambos and private jets. Lots of uneducated investors in the crypto space buy low priced cryptocurrencies because they think there is a higher chance of big returns. If presented with one coin priced at $0.01 and another at $75, they blindly purchase the $0.01 coin because they think it’s easier for a coin to go from $0.01 to $0.02, rather than from $75 to $150. This is a common trap. There are lots of factors that affect a coin’s price, including two important ones: the circulating supply and the real world value of the coin.

Once you’ve made your purchase, your new Bitcoin will be stored in your Coinbase wallet. You should then seek out the option to transfer these funds to the address of the Bitcoin wallet you have created that’s off the exchange. You will have to pay a small fee to do so, but that is part and parcel of Bitcoin transfers. Fortunately, the fees for such trades are far from their peak.

TechBank is a European headquartered licensed financial institution that avails you with services including a pre-paid crypto linked virtual card, cryptocurrency exchange and peer-to-peer market place. TechBank OÜ (14440607) is licensed by, Financial Intelligence UNIT. TechBank Crypto exchange (License No: FVR000419) & crypto wallet service (License No: FRK000341) Estonia. We’re not a bank we are fully licensed to handle customer’s crypto assets and handle crypto to fiat and fiat to crypto trades. We operate from our corporate offices in Estonia. Source: https://techbank.finance/.

For a full presentation please check https://docs.google.com/presentation/d/1B83NYRoJV1bf53iKMv-QA8DpfAnLj0lFrr2vTxdaMh0/edit?usp=sharing.

8 08 19

Upset abou a specific company customer support? Looking minutes on a utility bill to find a customer support phone number? Here is something to help you. What are the best support departments of Fortune 500 companies ? How can you reach them ? Considered one of the Top 20 Most Admired Companies in the World, American Express is a Fortune 500 multinational financial services corporation that is based out of New York City, United States. It is best known for its charge card, traveler’s check and credit card services. Recently, this company was ranked as the 22nd most valuable brand globally and holds a customer service rating of 33.2%. An American provider of Internet streaming media in several countries around the world, Netflix was founded in 1997 and is currently headquartered in Los Gatos, California. In 1999, it began to provide subscription based digital distribution services to its customers. It takes pride on its short wait time when it comes to providing customer service and as such, has earned a 33.3% customer service rating.

People love Apple products, but even a great product needs to be backed up by great customer service. “Apple and AppleCare put the consumer first, and train their employees how to greet and help their customers,” says Nancy Friedman, president of Telephone Doctor Customer Service Training. “Companies spends thousands of marketing dollars trying to convince us to buy their products, but if customer contact is not handled just right in a store, at a call center, or on the web by customer service representative, all that money is wasted.” Apple gets it just right. That urban myth about Nordstrom taking back a pillow that they hadn’t even sold is more than just an old wives’ tale—it happens to be the truth. Nordstrom’s generous return policy is based upon a willingness to treat customers fairly and with respect. It is the hallmark of their great reputation for customer service, and one of the reasons why shoppers remain loyal to them, year after year. “The single greatest way a company can distinguish itself from its competition is by the level of service it offers and the higher level of service you offer, the more successful you will be,” says Friedman, who lists Nordstrom among her personal top ten companies with best customer service. These are 13 other stores with good return policies.

Great interactions begin with knowing your customers wants and needs. Customers love personalization. Get to know your customers, remember their names and previous conversations. If needed, make a note of what was discussed previously so you can refer to it the next time you meet. When Starbucks launched a new campaign focusing on improving relationships between their staff and customers, each person who introduced themselves by name received a free latte. In total, more than 350,000 free drinks were given away.

The average response time for the best in class companies was 3 hours compared to the overall average response time, which was 12 hours and 10 minutes. This means that the right department at the best in class companies received the request at the right time, and was able to handle it accordingly. Furthermore, 62% of companies did not respond to customer support emails (Tweet this!). Based on these findings, its’ clear that the best in class customer service companies have the correct support procedures in place. To respond to all customer support emails, start out by setting up rules in your customer service software or email client, to allow you to automatically forward a request to the correct department. Secondly, when a customer asks a question, don’t ignore it. If you ignore your customers, they will ignore you and eventually shop elsewhere.

Customer service phone numbers! This website focuses on providing very fast access to details related to any big company client support section, with a lot of extra information, like phone contacts, email, live chat addresses and so on. Read extra info on localcustomerservicenumbers.com.

5 08 19

5 top attractions in New Zealand and eTA application : Located on the southwest side of the South Island, Queenstown has a well-deserved reputation as the adventure capital of New Zealand. During the winter and spring months (June to October), Queenstown is known for world-class skiing. Of course, there’s plenty to do in Queenstown year-round. Adventure activities such as bungee jumping, skydiving, jet boating, and river rafting will let you experience the region from dizzying heights and at breathtaking speeds. Queenstown is also home to the world’s highest cliff jump, the Shotover Canyon Swing, where you can hurl yourself off a cliff in a number of different ways—including backward or tied to a chair. If you haven’t lost your appetite (or your lunch) on these adrenaline-pumping activities, enjoy the dining scene in Queenstown—it’s one of the best in New Zealand. As locals and tour guides alike will tell you, one of the best places to eat in Queenstown is Fergburger, which CNN says “may be the best burger joint on the planet.”

A visit to Wellington is not complete without dropping by Te Papa Museum. This is the place to familiarise yourself with local history, Maori culture, and many other important aspects of New Zealand society. The regular lineup of exhibitions also make this a great place to keep coming back to. Visitors from the world over head to the Waitomo Caves to catch a glimpse of the native glowworms that light up its subterranean limestone walls. You can immerse yourself in this natural luminescent showcase through a leisurely underground tour, or you can take the adrenaline route by caving, hiking or heading on a rafting expedition.

This north-eastern peninsula is famous for its white and golden sand beaches that frame magnificent coastal scenery, forests perfect for days of exploration and other natural wonders. Start your visit in Thames, a small but picturesque city with a rich history of gold mining. Don’t miss a stop at Hot Water Beach, where visitors can dig their own hot pool from the springs under the sands. Located on the northern tip of the country’s South Island, this vast national park is a hiker’s dream. Closed to vehicles, one must enter by boat, foot or small plane, but the trip is well worth it. While traversing the mountainous terrain, blue penguins, wekas, oyster catchers, wood pigeons and other rare birds can all be seen.

Travelers who intend to apply online for New Zealand Electronic Travel Authorization (NZ eTA) must fulfil the following conditions: A Valid passport for travel: The applicant’s passport must be valid for at least three months beyond the departure date, that the date when you leave New Zealand. There should also be a blank page on the passport so that the Customs Officer can stamp your passport. A valid Email ID: The applicant will receive New Zealand Electronic Travel Authorization (NZ eTA) by email, therefore a valid Email ID is required to receive eTA NZ. The form can be complete by the visitors intending to arrive by clicking here New Zealand eTA application form. See extra details on New Zealand eTA Application.

official-newzealand-eta.org belongs to Kaila Tours private company, which has been offering travel services to its customers. We offer online portals, image management, document storage, file format conversion and other clerical activities on behalf of, and as per customer’s instructions. We assist paper based travel agents and tour operators with the online process, long term storage and archival, regulatory and compliance management for their country specific needs. Our services are also for the individual travellers should they choose to utilise via the public portal. Our staff will check for any errors and corrections and assist in obtaining Travel Authorizations.

In the sunny region of Hawke’s Bay, Napier is famous for its gourmet food and Art Deco architecture. After a powerful earthquake destroyed the town in 1931, it was rebuilt in the Spanish Mission style and Art Deco design for which Miami Beach is also famous. Today, visitors can take self-guided tours to view these buildings, some of which are embellished with Maori motifs. Along the Marine Parade seafront promenade lies the town’s famous statue from Maori mythology called Pania of the Reef. Napier is also a haven for foodies. Gourmet restaurants here specialize in using fresh produce from the region, and the town plays host to popular farmers’ markets. Nearby attractions include hiking trails and the gannet colony at Cape Kidnappers.

1 08 19

Top tips for how to multiply your money. Where you should invest depends on why you are investing, over how long and the amount of risk you are willing to take. When investing on a monthly basis, it is best to have a clear understanding of what you are actually saving the money for. If your aim is to build up emergency funds or you’re saving for something specific and expect to spend the money within the next three to five years, savings accounts and cash individual savings accounts (Isas) are probably the best way to go. You should aim to make regular deposits into a cash Isa, where all interest will be paid tax-free. Justin Modray, director of Candid Financial Advice, says the golden rule is the same however much you invest: make sure you don’t bite off more risk than you can chew.

While large short-term profits can often entice market neophytes, long-term investing is essential to greater success. And while active trading short-term trading can make money, this involves greater risk than buy-and-hold strategies. Many great companies are household names, but many good investments lack brand awareness. Furthermore, thousands of smaller companies have the potential to become the blue-chip names of tomorrow. In fact, small-caps stocks have historically shown greater returns than their large-cap counterparts. From 1926 to 2001, small-cap stocks in the U.S. returned an average of 12.27% while the Standard & Poor’s 500 Index (S&P 500) returned 10.53%. This is not to suggest that you should devote your entire portfolio to small-cap stocks. But there are many great companies beyond those in the Dow Jones Industrial Average (DJIA).

Funding your retirement is one of the best investments that you can make to ensure the financial future of you and your family. It’s important to plan for your retirement whether you have just finished high school at 18 or are about to enter your 60’s. It is never too early to start putting money away for your retirement. If you are planning on living a comfortable retirement based on Social Security; forget about it! According to USA Today, the average Social Security benefit paid out to retirees is a paltry $1,324 per month, which amounts to just $16,424 per year. Read more details at Why you need a retirement plan.

Saving money and investing it are closely connected. In order to invest money, you first have to save some up. That will take a lot less time than you think, and you can do it in very small steps. If you’ve never been a saver, you can start by putting away just $10 per week. That may not seem like a lot, but over the course of a year it comes to over $500. American Express National Bank currently offers a strong 2.10% Annual Percentage Yield on their online savings account. There is no minimum deposit required and no monthly maintenance fees associated with a Personal Savings Account from American Express so the yield is earned on all balances. The brand also offers high-yield CD’s if you’re in the market for a place to park your cash and are in need of high interest rates.

Buffett says that the hardest thing is to trust your investment decisions. You always think that others are right and you are wrong. Instead, you need to study and believe in yourself. To be successful, you need to overcome the fear and not pay attention to what others are telling you. Accumulate knowledge and make investment decisions on your own to stand separate from the crown and be a winner.

About MultiplyMyMoney : I have more than 12 years of experience as an independent and personal financial and investment consultant. I used to run a financial blog called BuylikeBuffett which provided insight on investing, saving, money management, and all things finance. I am also the author of Your Financial Playbook: A Guide To Navigating The World Of Personal Finance a financial guide written to inform the beginning investor about the basics of the market. I decided to start a new site because I receive a great number of questions about financial topics on a daily basis. I figure that this would be a great way to answer those questions and increase financial literacy. I also figured it would be a good platform to write articles on everything from teaching how to get rich, explaining the basics of cryptocurrency, to detailing ways of rebuilding your credit score. I was the founder and president of New Horizons Financial Management, LLC, and was a registered investment advisor. New Horizons was an independent investment advisory asset management and personal financial consulting firm offering investment advisory services to high net worth individuals. Read extra info on https://multiplymymoney.com/.

27 07 19

Party wall problems? Here are several advices: You must tell your neighbours if you want to carry out any building work near or on your shared property boundary, or ‘party wall’, in England and Wales. Party walls stand on the land of 2 or more owners and either: form part of a building, don’t form part of a building, such as a garden wall (not wooden fences). Walls on one owner’s land used by other owners (2 or more) to separate their buildings are also party walls. Party structures: You can also have a ‘party structure’. This could be a floor or other structure that separates buildings or parts of buildings with different owners, eg flats. Party wall agreements are different from planning permission or building regulations approval.

Certain works which are likely to affect your neighbours are covered by the Party Wall etc. Act 1996. This legislation provides protection to all parties involved and is intended to enable the works to be undertaken. In the event of non-cooperation from your neighbour or disagreement, party wall surveyors agree how the works should be carried out, including necessary protection measures and rectification of any damage. The purpose of the act is to avoid litigation by dealing with potential problems up front.

Having done everything correctly yourself and your neighbour having done nothing you would think that you could appoint your surveyor as ‘Agreed’ and save yourself a few pounds but unfortunately the Act states that the adjoining owner has a right to their own surveyor unless they agree otherwise. Surveyor’s fees are also an issue that can cause friction. Under the Act it is the surveyors that decide who pays their fees although in all normal circumstances, that will be the party planning the work which is only fair as your neighbour was quite happy with the way things were. The exception will be if the actions of your neighbour cause unnecessary expense. An example would be if they called out the surveyors to inspect some damage that was shown to pre-date the works.

At Home Heroes we provide a professional service, we are very competitively priced and you can be sure you award will be handled by qualified and experienced Party Wall Surveyors. We are a small company with a dedicated and qualified team of building surveyors on Party Wall Matters. We can deal with all types of project no matter how complicated and are able to offer a service that is both efficient and meticulous. See more info at Party Wall Surveyor Whitstable.

16 07 19

The internet changed completely the way we work and communicate. Do you need a software solution ? No need to build your own software development department, you can outsource the job!

What is outsourcing ? Many of the individuals or companies that provide outsourcing services are able to do the work for considerably less money, as they don’t have to provide benefits to their workers, and have fewer overhead expenses to worry about, especially if they are based in a non-Western country, such as India, China or where I am based, here in the Philippines. Outsourcing also allows companies to focus on other business issues while having the details taken care of by outside experts. A perfect example would be knowing that telemarketing is the best way to get the word out in regards to a new product or service you’re launching (either locally, nationally or internationally), but admitting that it’s not really your forte. You can hire an outsourcing company that provides these services, whilst you concentrate on getting ready for the influx of inquiries as a result of the campaign.

Outsourcing allows operations that have seasonal or cyclical demands to bring in additional resources when they’re necessary. The outsourcing company can then be released when things slow down again. Example: You might have an accounting department that is shorthanded during tax season and auditing periods. Outsourcing these functions can provide the additional resources you need for a fixed period of time at a consistent cost.

The ultimate benefit of outsourcing is that it helps your organization gain a competitive edge in the market. Through strategic outsourcing to an outsourcing partner, you are not only providing your customers with best-of breed services, but increasing your productivity while managing your in-house resources intelligently. Outsourcing can help you surpass competitors who have not yet realized the benefits of outsourcing. Outsourcing shows an increase in your productivity, customer loyalty. level of quality, business value, profits, and much more.

When you outsource your business needs to an outsourcing partner like CoreCoda, they bring years of experience in business practices and expertise in delivering complex outsourcing projects. Thus, they can do the job better with their knowledge and understanding of the domain. This leads to an increase in productivity and efficiency in the process thereby contributing to the bottom-line of your company.

Keeping operations lightweight and running your eCommerce platforms customer-centric is key in a competing world of online merchants. Our specialists build platforms that integrate into your workflow. They can also connect you to trading platforms such as Amazon. A professional UX/UI design for your website or mobile app is very important for making your project highly successful and retaining loyal visitors. Our experienced Graphic Designers will engage in your projects from Design to User Experience. See more info at IT Outsourcing.

CodeCoda is a software development service company with 150+ highly skilled software engineers onboard that power innovative technology businesses. Since 2015 CodeCoda has formed lasting partnerships with global industry leaders and over 300 other medium and large-scale enterprises. With delivery centers in Bulgaria and Ireland we deliver advanced software engineering and deep expertise in a range of high-tech verticals including finance, banking, healthcare, hospitality, gaming, gambling and content management. At the core we are helping our clients to innovate and implement technology transformations.

AI Engines increasingly take control of a variety of tasks, but fail under certain conditions. CodeCoda’s AI Lab was created to take on, develop, and succeed in the most sophisticated algorithms. Our specialists in artificial intelligence and machine learning work for you to help your algorithms succeed. Whether you’re playing through risk scenarios, evaluating customer behavior, or controlling a range of drones in real time, there are many scenarios in which applied machine learning or deep learning can help your business automate repetitive tasks. After all, a machine works round the clock on your behalf, deciding and executing at an incredibly fast pace, something that is impossible for humans.

Source: https://codecoda.com/en