Scam avoidance tips by Mytrendingstories online portalright now? Your computer is infected! (And we can help): How it works: A window pops up about a legitimate-sounding antivirus software program like “Antivirus XP 2010” or “SecurityTool,” alerting you that your machine has been infected with a dangerous bug. You’re prompted to click on a link that will run a scan. Of course, the virus is found—and for a fee, typically about $50, the company promises to clean up your computer. What’s really going on: When you click on the link, the bogus company installs malware—malicious software—on your computer. No surprise, there will be no cleanup. But the thieves have your credit card number, you’re out the money, and your computer is left on life support. Scams are everywhere–you can even become a “doctor” online with just $99. The big picture: “Scareware” like this is predicted to be the most costly Internet scam of 2010, with over a million users affected daily, according to Dave Marcus, director of security and research for McAfee Labs, a producer of antivirus software. “This is a very clever trick,” says Marcus, “because people have been told for the past 20 years to watch out for computer viruses.” Even computer veterans fall prey. Stevie Wilson, a blogger and social-media business consultant in Los Angeles, got a pop-up from a company called Personal Antivirus. “It looked very Microsoft-ish, and it said I had downloaded a virus,” she recalls. “It did a scan and said it found 40 Trojan horses, worms, and viruses. I was concerned that they were infecting emails I was sending to clients, so I paid to upgrade my anti-virus software. Right after I rebooted, my computer stopped working.” Wilson had to wipe her computer hard drive clean and reinstall every-thing. Although most of her files were backed up, she lost personal photos and hundreds of iTunes files. “I felt powerless,” she says.

News by Mytrendingstories.com online publishing: How Can I Protect Myself? To avoid fake check scams, follow these tips: Don’t cash the “unexpected” check. Companies, including FINRA, rarely if ever send checks that don’t include some explanation of why the check was issued. Unless you are expecting the check — and you are absolutely certain it is meant for you — do not cash it. Don’t “keep the change. “No legitimate company will overpay you and ask that you wire the difference back to the company or to some third party. Be extremely wary of any offer — in any context — to accept a check or money order in an amount greater than you are owed. Check the sender’s methods of communication. Legitimate businesses rarely communicate exclusively through social media or messaging apps, and hiring managers and executives of those companies generally do not use personal email accounts (e.g., Gmail or Hotmail) for business purposes. Discover additional info on mytrendingstories scams.

MyTrendingStories anti-scam recommendations: Maybe you wouldn’t be frightened by this scam or that scam. People are getting better at recognizing the common scams and ignoring them. But scammers keep adapting and they specialize in pushing emotional buttons with just-credible-enough claims. One day a scam could “get to you.” It will be a situation where you’ll be afraid that what you’re being told could be true. The scammer will put tremendous pressure on you to act before you have time to think or control the adrenaline rush, just like the couple in Hingham. Take the opportunity now — as with a fire drill — to plan for how you and your family and friends will deal with an “alarming news” message threatening to lead to some “dreadful” potential outcome.

Mytrendingstories teaches how to escape scams: An “About Us” or “Contact Us” section can help build a retailer’s transparency and trustworthiness. If you have doubts about a website’s authenticity or you’re concerned about a scam attempt, make sure to confirm the retailer has an available line of communication with its customers. By doing your own research and comparing websites, you’ll get a sense of the average cost of a product available in the marketplace. Price comparison gives you the best chance to figure out if a deal is legitimate or just a bunch of fluff. By not researching, you could get stuck overpaying for an item you want or potentially giving in to a fraudulent deal. Although you might not always want to pay with your credit card, doing so can help you track fraudulent activity quickly and avoid other online shopping mistakes. It’s wise to regularly check your account balances and credit card account activity so that you can detect any unusual expenditures and unauthorized purchases. If you do, report it immediately. Read additional information at https://mytrendingstories.com/.

What To Do If You Think You’re The Victim Of A Scam: If you suspect that you are a victim of a scam, alert your local sheriff’s department to make a report. Secure all your bank accounts. Call the number on the back of your bank card to explain why you suspect you may be experiencing fraud, and they will walk you through the next steps to take. The faster you act, the more likely you are to resolve the issue. For online victims, change all passwords immediately. Contact the three major credit bureaus to have a fraud alert placed on your account, adding a security freeze. Scams no longer target just the gullible. They still come in letters, texts and calls, but more crooks are now looking online for the chance to get their hands on your hard-earned cash. There are increasingly sophisticated ways scammers try to target YOUR cash. This guide explains what to look out for, how to protect yourself, and what to do if you’re a victim of a scam.