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Serafino Di Loreto: “Ho fondato SDL Centrostudi per difendere gli italiani onesti” – Mentre le banche italiane a turno barcollano (la vicenda ‘Carige’ è in questi giorni sotto gli occhi di tutti) facendo temere per la tenuta dei risparmi di cittadini e imprenditori onesti, c’è persino chi, lo scorso Natale, mosso da animo sensibile e memore, ha donato alla parrocchia della propria infanzia la ‘Campana della Nuova Vita’, nata per celebrare le nuove nascite: ma fusa e pronta a suonare una volta all’anno anche in ricordo delle troppe vittime di banche e fisco ingiusti, giunte spesso ad atti estremi per via di situazioni economiche disastrose che pesano sul cuore e nella vita di ogni giorno più di una prigionia.

Il 2018 appena conclusosi è stato un buon anno per Serafino Di Loreto, il professionista lungimirante e competente che in anni recenti ha fondato la società ‘Sdl Centrostudi spa’, con sede a Mazzano, in provincia di Brescia. La rinomata Società si occupa principalmente di analisi contabili per il recupero del credito di anatocismo e usura sui conti correnti e rapporti bancari in genere. E negli anni scorsi, anche per la crisi economica, è stata protagonista una rapidissima crescita in tutta Italia che l’ha portata alla ribalta nel mondo dell’imprenditoria locale e nazionale.

Mentre a Bergamo Serafino Di Loreto ha rilevato altresì un’azienda, proveniente da tre fallimenti, che fino a novembre 2017 perdeva circa 400mila euro al mese. Oggi, dopo soli 12 mesi, l’azienda ribattezzata ‘DL Sintered SRL’ ha fatturato ben oltre 8 milioni di euro, debiti zero, e continua a garantire lavoro e futuro a 35 dipendenti “ritirati dal fallimento” che altrimenti sarebbero rimasti a casa: qui grazie a un innovativo processo di stampaggio di polveri vengono creati ex novo componenti meccanici poi esportati in tutto il mondo.

Dal 2010 a oggi, ‘Sdl Centrostudi Spa’ “ha versato oltre 30 milioni di iva, ben 20 di imposta sul reddito, e distribuito 50 milioni di euro in provvigioni! Dagli albori – dichiara Serafino Di Loreto – abbiamo dato lavoro a 120 dipendenti diretti sino al 2016, a più di 400 avvocati sparsi in tutta Italia e ad oltre 40 periti e consulenti. Dal 2010 a oggi, il fatturato prodotto dalla società è di oltre 160 milioni di euro“. Per poi proseguire: “Abbiamo fatto quasi 50 mila perizie a pagamento, trasformando questo importante strumento di indagine e analisi in un mezzo accessibile a tutti: specialmente ai più deboli che, grazie a costi nazionalpopolari delle perizie, hanno potuto servirsene, evitando che in un campo così delicato, quale quello del diritto bancario, la giustizia restasse un fatto meramente elitario e per i soliti pochi abbienti“, ricorda il professionista bresciano.

“Oltre a essere stati i primi in Italia ad aver affrontato su vasta scala la questione dell’anatocismo/usura, e di tutti gli aspetti collegati, siamo anche stati i primi ad esserci dotati di polizze stipulate con importanti operatori del settore, che garantiscono la copertura delle spese legali, in caso di soccombenza“, prosegue ancora Di Loreto, imprenditore poliedrico e di successo attivo anche in altri molteplici settori. A Mantova, con la società ‘Ecoval’ il fondatore di ‘SDL Centrostudi Spa’ ha sviluppato un progetto con il patrocinio del Comune stesso e la cooperativa ‘Il Solco’ che ha consentito di avviare il risanamento dell’area cittadina dell’ex petrolchimico ‘IES’, salvando ben 20 posti di lavoro, e attivando una produzione in stile green, grazie alla coltivazione di una speciale radice che nel sottosuolo bonifica il terreno, mentre in superficie si sviluppa rapidamente come un alto canneto atto alla produzione di combustibile tipo pellet. In pratica, ha acquisito e riconvertito una delle più storicamente importanti realtà industriali cittadine, trasformandola da inquinante a struttura che crea disinquinanti.

Qualche anno fa fatturavate di più… Sì certo, la crisi era nel vivo, e paradossalmente per il tipo di lavoro che facciamo, avevamo richieste maggiori. Ora fortunatamente il mercato è in ripresa e c’è maggiore liquidità che circola, di conseguenza banche e aziende litigano di meno. In che cosa consiste, prevalentemente, l’attività di ‘Sdl Centrostudi Spa’? L’impresa si occupa in primis di analisi contabili econometriche per verificare che banche, istituti di credito e agenzia delle entrate non pratichino anatocismo ed usura e rispettino tutta una serie di parametri fissati dalla legge. Valutiamo il costo del denaro per imprese e persone che hanno mutui, finanziamenti e altro.

Avvocato Di Loreto, come si gestisce una struttura con centinaia di collaboratori sparsi per l’Italia? Noi abbiamo scelto un’organizzazione molto simile a quella militare, o ecclesiastica. Ovviamente per fini commerciali ed economici: il nostro è un network commerciale. In che cosa consiste, nello specifico, la vostra mission? Un’azienda ci contatta perché pensa di non essere trattata correttamente dal proprio istituto di credito. Un nostro incaricato, sulla base di una serie di dati, forniti dall’azienda stessa, svolge una pre-analisi gratuita. Se la pre-analisi dà esito positivo, allora offriamo una perizia a pagamento, debitamente stimata e approntata, che il potenziale cliente può, tranquillamente, accogliere oppure rifiutare senza alcun impegno.

A quanto ammontano, circa, le analisi effettuate? Abbiamo fatto quasi 50 mila perizie a pagamento, trasformando questo importante strumento di indagine e analisi in un mezzo accessibile a tutti: specialmente ai più deboli che, grazie a costi nazionalpopolari delle perizie, hanno potuto servirsene, evitando che in un campo così delicato, quale quello del diritto bancario, la giustizia restasse un fatto meramente elitario e per i soliti pochi abbienti. Supponiamo siano state poche le pre-perizie che hanno dato esito negativo… Realmente è così, ma non per furbizia commerciale nostra…

Un’ultima domanda, Avvocato Di Loreto. Banche e fisco iniqui a parte, Lei opera con successo anche in altri ambiti imprenditoriali: quali? Sono molteplici. Ho sempre considerato ogni problema un’opportunità. A Mantova, con la società ‘Ecoval’ di cui sono socio ho sviluppato un progetto con il patrocinio del comune di Mantova stesso e la cooperativa ‘Il Solco’ che ha consentito di avviare il risanamento dell’area cittadina dell’ex petrolchimico ‘IES’, salvando ben 20 posti di lavoro, e attivando una produzione in stile green, grazie alla coltivazione di una speciale radice che nel sottosuolo bonifica il terreno, mentre in superficie si sviluppa rapidamente come un alto canneto atto alla produzione di combustibile tipo pellet. Leggi extra dettagli a Serafino Di Loreto.

Scusi ma da cosa dipende? Dipende dalle solite interpretazioni dei giudici, ovvio, ma c’è dell’altro… Ci dica pure… La legge italiana spiega chiaramente che, nel conteggio del tasso d’interesse, devono essere comprese anche le spese di tenuta conto e le commissioni di massimo scoperto. Chi è stato il relatore di queste legge? Luciano Violante, nel 1996. Invece che cosa sostiene la controparte? Afferma che quelli sono costi che non vanno conteggiati all’interno del tasso d’interesse applicato ai clienti, sposando la tesi di parte della Banca d’Italia. Ora, ovviamente, ci sono alcuni giudici che tengono buona questa tesi e altri, invece, che non la pensano così.

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Premium airport taxi services and UK tourist attractions? Professional airport transfer companies are well aware of the various requirements that their customers might have. That is why they are always well prepared to ensure that their clients do not face any inconvenience. Most driving companies are equipped with years of experience in this field. Any city in the United Kingdom or the rest of Europe has several airports, most of which are located at a distance of about 2 to 4 hours from the main hub of the city’s activity. A good airport transfer service can pick you up from the airport in time and take you to your destination by taking the shortest route possible, thereby avoiding all unnecessary traffic hassles. Thus it can be said that besides reporting to pick you up on time, these service providers also make sure that you reach your hotel at the earliest possible time so that you don’t get late for your meeting or your sightseeing plans.

Airport Transfers London – From London airport many people prefer to take the tube but in case of long journey it is stressful to take this mode of transportation. As you have to guard your luggage as well as you have to make sure that you are boarding the correct Tube line and there are many such problems you have to face while taking your journey by tube. The cost our transfer services is minimal and you can also purchase round trip advance tickets as well as one way transfers.

There’s no one official “best” park in London you absolutely shouldn’t miss. They’re quite spread out, so where you are staying or visiting within London may dictate which you visit, as you may not want to travel for hours just to sit on some grass! Many of the most well-known ones are west of the city, though if you fire up Google Maps you’re likely to see a green patch nearby, wherever you are in London. Some of the largest and most well-known green spaces in London are the eight Royal Parks of London. These are former royal hunting grounds, which the general public can now enjoy.

At Madame Tussauds, you’ll come face-to-face with some of the world’s most famous faces. From Shakespeare to Lady Gaga you’ll meet influential figures from showbiz, sport, politics and even royalty. Strike a pose with Usain Bolt, get close to One Direction or receive a once-in-a-lifetime audience with the Queen. Delve into the ancient capital’s most horrible history at the London Dungeon – experience live actors, thrilling rides and exciting special effects. Step back into the darkest of times… are you brave enough to face 90 minutes of London’s dark past? See even more details on Airport Taxi Service.

You really don’t want to find yourself in a hurry to catch your flight at Heathrow Airport. Don’t assume that because you’ve already got your boarding pass printed off and you’re only traveling with hand luggage you don’t need to arrive early. That may be the appropriate approach for smaller airports, it’s not for Heathrow. You need to consider the traffic on the roads and delays on public transport. According to Heathrow Airport’s website, if you’re traveling on a long-haul flight, you need to allow at least 3 hours before your departure. Whereas, if you’re flying on a domestic or European flight, you’ll need a minimum of 2 hours before your scheduled departure. You may not be able to breeze through security as in other airports. You need to allow for delays and disruptions along the way. Lastly, if you’re departing from terminal 5, remember the terminal is divided into 3 separate buildings. After security, you need to make your way to either 5A, 5B or 5C.

Heathrow Airport Transfers– After reaching Heathrow Airport when you avail our services, our company does not charge extra for flight delays instead we keep a track on the flight timings and if suppose it gets delayed your timing is scheduled automatically, but suppose you miss the flight then you have to inform us we will schedule your timings according to your next flight or according to your wishes.

Immerse yourself in optical illusions at Edinburgh’s historic Camera Obscura. The museum has been attracting visitors for over 150 years, with its mind-blowing effects, tricks and puzzles. The five floors hold interactive exhibits where your kids will enter an altered visual reality. A great blend of art and history, you and your kids can also learn all about the intriguing history of the camera’s invention. This science museum is perfectly set up for children to enjoy hands-on experiments all day long. Test your reflexes, try and make a hot air balloon float and get messy with giant bubbles in the light and airy museum. There are Teddy Bears’ Picnic days for toddlers and a Planetarium for budding outer-space buffs.

Stonehenge, 10 miles north of the historic city of Salisbury on Salisbury Plain, is Europe’s best-known prehistoric monument. It’s so popular that visitors need to purchase a timed ticket in advance to guarantee entry. Exhibitions at the excellent Stonehenge visitor center set the stage for a visit, explaining through audio-visual experiences and more than 250 ancient objects how the megaliths were erected between 3000 and 1500 BC, and sharing information about life during this time. After walking around the various viewing points adjacent to these enormous stones, visit the authentic replicas of Neolithic Houses to see the tools and implements of everyday Neolithic life as volunteers demonstrate skills from 4,500 years ago. Although you can’t go inside the circle to wander among the stones during normal opening hours, you can reserve special early morning or late evening access into the circle through English Heritage, which manages the site.

Cornwall, Devon, The Ritz in central London – wherever you are in the UK you can’t go too wrong with an afternoon tea. Just don’t go putting the clotted cream on before the jam. Or is it the other way round? Bettys is a Yorkshire institution. The York branch has been serving up scones (or Fat Rascals, as they call them) and tea in china cups since 1936. Work up an appetite before you visit by wandering around The Shambles, York Castle or the ancient city walls. Find additional details at https://www.airporttransfersonline.co.uk/.

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What can you see in Singapore, perfume corporate gifts and Monsoon perfume? If you’ve just got off the plane, don’t have to leave the airport just yet! Entertain yourself at the latest lifestyle concept, Jewel Changi Airport. This majestic dome is home to over 280 dining and retail outlets, with some open around the clock – think dining at ungodly hours at American fast-food chain A&W or food court Five Spice, or killing a couple of hours with a movie at 24-hour Shaw Theatres. You can also catch the hourly light and sound show at the HSBC Rain Vortex, the mall’s 40m-tall indoor waterfall, from 7.30pm to midnight.

Looking for something unique to bring back from Singapore? Get some unique orchid-scented perfumes and fragrances from Singapore Memories! Orchid is Singapore’s national flower and this shop uses native local orchids and therapeutic orchids in their products. Other gifts suggestion: Dining in Heavenly Wang will take you back in time and you can leave the place with a souvenir or two by purchasing tubs of their yummy biscuits from their “biscuit wall”. You can find biscuits ranging from the classic iced gems or pineapple sandwich biscuits (from SGD 2). Opening Hours/Address: You can click here for their store locations and opening hours. P.S. So many neighbourhoods to visit in Singapore that you’re spoilt for choice? Check out our guide to Singapore’s hipster neighbourhood, Tiong Bahru! Singapore’s answer to peanut butter and jelly toast is the country’s signature kaya and butter toast, which can be found in every food court or coffee shop. Ya Kun Kaya Toast specialises in traditional kaya and butter toast. The coffee shop may not be halal-certified in general, but they pride themselves for their very own kaya (and the kaya is halal-certified!)

Once you’ve glimpsed this beautifully designed green space (from the top of the Marina Bay Sands, perhaps) you won’t be able to stay away. Wander through the Bay East Garden, perfect for enjoying the vibrant plant life and escaping the city bustle for a moment. You won’t want to miss Supertree Grove, where you’ll find a cluster of the iconic, futuristic structures designed to perform environmentally sustainable functions. Then, head to the Cloud Forest Dome to see the world’s tallest indoor waterfall and learn a bit about biodiversity. Check the website for final ticket sale and tour times.

Singapore Memories Monsoon™ Room Fragrance Love the smell of Singapore’s rain? We have tried to capture the same feeling for you in this Monsoon Scent! Monsoon season is also synonymous with life, celebration, and passion. Monsoon is considered to be a spiritual, enchanting force. We are welcoming this ancient custom with our fragrance and named it after the magical Monsoon. It of course has some of our favourite orchids scented notes like Gymnadenia Conopsea, Bulbophyllum rufinum, Calanthe alismifolia, Calanthe vestita, Coelogyne cristata and Cymbidium crassifolium. Additionally, it has lot of Sea Notes, Hyacinth, Rosemary, Arnica, Hay, Jatamansi Read additional info on orchid perfume.

Perfumes are a very versatile present, cost wise, as it range from twenty dollars to more than five hundred dollars. You can either purchase an affordable but long-lasting scent or splurge on your loved one that has worked very hard everyday. Gifting a liquid gold is very practical in the sense that the user will consume it. Not a single penny will go to waste when you spend on either a luxurious fragrance or an inexpensive scent. Simply put, fragrances offer unforgettable memories that can last a lifetime. So if you wanted to make that lasting imprint on someone, a bottle of perfume is one of the best gifts you can give.

The most adrenalin-inducing thing to do in Singapore has got to be the G-Max Reverse Bungy, Singapore’s first ever bungy. Get launched skywards at 200 km per hour to a height of 60 metres and bounce for approximately 5 minutes. The experience is not unlike being an astronaut in a rocket launch as you sit in an open-sided ‘capsule’. Also, for a few extra dollars, riders get a T-shirt and a DVD recording of themselves in action, taken by an onboard camera.

Giving and receiving gifts in corporate firms is considered quite a norm these days. Whether it is to appreciate someone’s hard work or their association with your organisation, these gifts can help in strengthening the relationship adding new milestones. However, when it comes to finding the right gift for a large number of people, it can be a bit confusing. You will be giving it out to various people while ensuring that they all will like it and appreciate. Although there are tons of options only a handful of them are best for corporate gifting and miniature perfume sets are the best one in this category. Here is why? We use plants in so many ways for health. Most of those that come to mind are internal: teas, syrups, tinctures and capsules. While aromatherapy has become a popular health and wellness buzzword, we tend to think this healing only comes with the high cost of a tiny bottle of essential oil—not so! Long before we had the technology to distill the fragrant plant particles into liquid form, people were still able to seek wellness through aromatherapy. Walking through your flower garden in the morning, just as the first rays of sun warm its colorful petals, will transport and lift your mood. This is perhaps the first aromatherapy experience that captured humanity’s imagination.

The name is derived from Greek acris (locust) and opsis (resembling). They are common in low- land forests and on roadside trees throughout Southeast Asia. Ants often build gardens around its pseudobulbs, because lipids on the seed coats of the orchid attract ants that assist in their dispersal. A decoction of the leaves and roots was used as an antipyretic in Malaya (Ridley 1907; – Head of Singapore Botanical Garden and Burkill 1935). In Indonesia, juice from the pseudobulbs was dropped into the ear to cure earache or tinnitus, and pulverised pseudobulb was plastered on the head or abdomen to treat fever and hypertension. Roots are used for treating rheumatism in the Western Ghats in India. Find additional info on this website.

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Best local SEO firm and how to connect with your audience? Google My Business: Having a well-optimized and verified Google My Business (GMB) profile is very important as it is considered to be the topmost factor for ranking in map results. Update and secure your GMB profile so that you have your own online identity, and the chances for your business to appear in Google’s local search is more. Make sure to be as specific as possible when adding information to your GMB profile.

Due to the massive increase in digital marketing, you can now create opt-in advertisements. These advertisements are segmented for a specific type of consumers and visitors. You can address three types of consumers; the one who is only browsing, the one who has an identified problem, and the one who requires a high level of support. Use these options to grow your email list. Facebook is offering a new feature that is just a life story option. So, use this feature for your benefit by adding a clickable mini-story. These stories can show your offer and lead people to your opt-in page. It can be an effective method to grow your email list. Apart from your blog, numerous other blogs want to cater to your audience. So use a guest blogging technique for building an email list. Create the content on other websites as a guest blog and add call-to-action links to grow your email list fast.

Determined to create something better, Broken Moon Media was formed to help inspired people to start their own online businesses by helping them create and streamline their online presence via websites, video, audio, social media, and search engine optimization. At Broken Moon Media, our business is helping you succeed. Whether you need help with business planning, defining and telling your story, getting found online, or building an audience/client list, we are here to help. For weekly insights and psychology secrets check out our new PODCAST “Grow an Online Business”. Find extra information at https://brokenmoonmedia.com/50-ways-to-connect-with-your-audience/.

Everyone by now has a social network they are building (in real life or online), consisting of their family, friends, followers, and colleagues. So, this is the time to utilize your network and invite them. Try your best to offer them and encourage them to sign up for your email newsletter to keep better tabs on you. Another way to get people to sign-up is by creating an exclusive item that they can download for free. It is like another incentive or bonus which they can get instantly by signing-up for your email. This can include anything like worksheets, forms, or any other downloadable resources.

Initially, the term “search engine marketing” was used as an umbrella term for the process of gaining both paid and free search traffic. Over time, the industry switched to using the term “SEM”, or Search Engine Marketing, solely for paid activities. So, what does this type of digital marketing mean? Search engine marketing refers to a form of digital marketing that aims at increasing the visibility of a website in search engines by using paid methods. In other words, it’s the ads you put out there on Google AdWords and Bing Ads. You can recognize paid search results in Google by the little sign “Ad” at the beginning of the URL. Also, Google puts these pages first in the search results. By combining SEO and SEM, you can drive quality traffic to your website. With the help of search engine marketing, you can put yourself in front of the audience that is actively searching for services and brands like yours.

Content writing and keyword research are crucial in developing the voice that will bring customers to your business. Guest posting offers wider opportunities for search engine visibility and lets an audience get familiar with your brand. Because guest blogs usually incorporate links to your own blog, using relevant keywords may pad your backlinks and make them more visible to search engines. Consider your keywords and content carefully before you have a guest blog writing service help you to write; to generate the best results, you need to make each word count. Find even more information at this website.

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The growth of a science professional : Kensi Gounden? Yes, I have seen a number of students of mine running behind the big heavyweight reference books, and they underestimate their syllabus books like NCERT in the case of CBSE board. These syllabus books are the best to practice with. Have you ever noticed the high scoring students always stick to the syllabus textbooks and this is only because they know the true significance of that key to success book (syllabus textbooks). Reference books are good to study but only for those students who want to be a part of competitive exams after 12th class. But if you really want to score more percentage, then, according to me, you should stick with your syllabus textbooks. All the syllabus books in any board exam are designed according to the strict syllabus and this has never happened in the history of board exams that a question has come out of the syllabus.

Kensi Gounden about the cryptocurrency boom : Once you’ve decided on a broker, got familiar with your platform and funded your account, it’s time to start trading. You’ll need to utilise an effective strategy in line with an efficient money management system to make a profit. Below is an example of a straightforward cryptocurrency strategy. This straightforward strategy simply requires vigilance. The idea is you keep a close eye out for a correction in a trend and then catch the ‘swing’ out of the correction and back into the trend. A correction is simply when candles or price bars overlap. You’ll find trending prices move quickly, but corrections, on the other hand, will not. Let’s say on your cryptocurrency chart at 250-minute candles, you see 25 candles where the price stays within a 100 point range. If the price contracted to a daily move of just 20 points, you’d be seriously interested and alert. You should see lots of overlap. This tells you there is a substantial chance the price is going to continue into the trend.

Latest chemistry news: Because it’s produced from bacteria fermentation and not from any type of animal source, gellan gum is a common additive in vegan diet foods. Vegan recipes — including cultured products or those that normally contain dairy, such as almond milk or coconut kefir/yogurt, for example — are usually in need of some sort of added stabilizer and thickening agent to prevent the products from separating. This is where stabilizers like organic gellan gum, locust bean gum or guar gum can come in handy. Often the gellan gum found in foods is vegetarian-, kosher- and halal-approved, although this depends on the specific product it’s used in.

Growing mentally and growing physically are two completely different things. Growing mentally refers to a person’s psychological growth—the way we think and deal with different situations, and by what methods we develop and disseminate information. Growing up physically refers to a person’s physical growth—like increased height, strength, and health. It can also refer to the development of your brain. Discover extra information on Kensi Gounden.

When was the last time you looked at your smartphone? Was it within the last 30 seconds? The last minute? On average, Americans open their phones 58 times a day and spend three and a half hours online. Worldwide, millions rely on the little computers in their palms to do everything from look up directions to recall important information like birthdays, deadlines, and to-do lists. For leaders, this kind of attrition quickly adds up: When you forget small details about your customers and teams, you send the message that you aren’t interested in them as people or invested in your relationships. This is especially true during times of crisis when people are looking to you for comfort and support. Remembering their individual circumstances will help you adjust your communications and expectations around each person’s situation. In a state of emergency, technology will only get you so far.

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Gold investment return advices in 2021 : Speaking of gold, it is easily the oldest form of currency in use on earth. It was used by our ancestors centuries ago and is still used today, its mention can even be found in the epics of Hindu mythology which highlights the position that gold holds in the Indian and especially Hindu culture. It is considered as a carrier of good luck and thus is gifted to the new brides and other important milestones of life as well. Therefore, one of the tools which are popular for this purpose is the financial investment which allows a person to multiply his savings by investing it into one of the multiple options available like mutual funds, real estate, gold etc.

Whether it is the tensions in the Middle East, Africa or elsewhere, it is becoming increasingly obvious that political and economic uncertainty is another reality of our modern economic environment. For this reason, investors typically look at gold as a safe haven during times of political and economic uncertainty. Why is this? Well, history is full of collapsing empires, political coups, and the collapse of currencies. During such times, investors who held gold were able to successfully protect their wealth and, in some cases, even use the commodity to escape from all of the turmoil. Consequently, whenever there are news events that hint at some type of global economic uncertainty, investors will often buy gold as a safe haven.

Alf Field has been called the “world’s best gold analyst.” He is well known for his many spot-on predictions in the precious metals market and these are some of his determinations regarding the future price of gold: “In the 1970’s bull market, gold increased from a low of $35 to a peak of $850, a massive 24.3 times the low price. If the current bull market was to be of the same order, then one could project an ultimate peak of $6,221(gold’s low price in the current cycle of $256 x 24.3). Field outlined in an article back in August 2003 his conviction, which he referred to again in his concluding November 2008 article on the subject of Elliott Wave and the gold price, “that the world, and especially the USA, was heading for a major financial crisis that would be so powerful that it would overwhelm all other factors [which] I referred to as the ‘Big Kahuna’ crisis. I anticipated that the Big Kahuna would give rise to the risk of a systemic meltdown, which would result in the authorities ‘throwing money at problems’, bailing out all the banks and large corporations that got into trouble.

But this gold standard did not last forever. During the 1900s, there were several key events that eventually led to the transition of gold out of the monetary system. In 1913, the Federal Reserve was created and started issuing promissory notes (the present day version of our paper money) that could be redeemed in gold on demand. The Gold Reserve Act of 1934 gave the U.S. government title to all the gold coins in circulation and put an end to the minting of any new gold coins. In short, this act began establishing the idea that gold or gold coins were no longer necessary in serving as money. The U.S. abandoned the gold standard in 1971 when its currency ceased to be backed by gold.? Discover additional information on investing in gold.

Deflation is defined as a period in which prices decrease, when business activity slows and the economy is burdened by excessive debt, which has not been seen globally since the Great Depression of the 1930s (although a small degree of deflation occurred following the 2008 financial crisis in some parts of the world).. During the Depression, the relative purchasing power of gold soared while other prices dropped sharply. This is because people chose to hoard cash, and the safest place to hold cash was in gold and gold coin at the time.

Many new investors shy away from gold, as it doesn’t generate consistent cash flow in the way real estate or stocks might. What many people don’t know is that gold is actually highly liquid; meaning, it can be bought and sold relatively quickly due to the high demand. When it comes to other alternative investments, like collectibles or rare art, this benefit can make gold a highly attractive opportunity. Gold bullion refers to any form of pure gold, with the most common example being gold bars. Gold bars must be certified for weight and purity, and will typically have a serial number attached for security reasons. Gold bars can vary in size, and it doesn’t take much to be considered valuable. There are a few drawbacks to purchasing gold bullion, as you will typically want a secure location and insurance to secure the investment. Additionally, gold bullion can be a difficult asset to buy and sell as you have to identify buyers ready to purchase in whatever sized bar you have the asset in. That being said, many investors find this method to be a highly rewarding way to purchase gold.

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Accountant firm in Ireland with ApmAccountants? APM Accountants taxation services are aimed to provide assistance to small business owners. Similarly we provide our tax services to limited companies. Our tax advisors are highly experienced and have many years experience dealing with the Revenue Commissioners. Therefore, whatever your circumstances APM Accountants are more than experienced to satisfy your needs. Are you are looking for outstanding tax returns to be filed? Or you are looking for general tax advice in relation to your business or personal circumstances? In other words, whatever your tax situation is, APM Accountants have you covered.

Part of the benefit of the process comes into play when the full-charge bookkeeper coordinates with members of management from other departments in order to approve purchases and gather expense reports. Not only does activity this require extreme organizational, management and math skills, but a bookkeeper must also have people skills in order to make this work.

APM Accountants is an accountancy firm Dublin based in Tallaght. We were established in July 2019. Our services include the preparation of annual accounts for limited companies to include both the corporation tax return to the Revenue Commissions and the annual return to the Companies Registration Office. We also prepare and file income tax returns for company directors, landlords (including non resident landlords) and sole traders from all business sectors. We also advise on and assist with all areas of Capital Gains Tax (CGT). Our Partners have over 20 years experience dealing with companies, sole traders and partnerships from all business sectors. Find even more info on chartered accountants Ireland.

From managing every aspect of your personal or business financial life to simply suggesting directions, there are specialized professionals available to help. Reasons to Seek Financial Advice You may need an advisor for many reasons. For example, perhaps you just received a considerable sum of money from a relative who died or a windfall from the state lottery. As a person goes through different stages in life, their need for a financial professional will change.

As experienced business accountants and advisors, we help start-up businesses from all sectors. Our aim is to identify areas for improvement and help you implement these changes. We also assist small to medium sized companies in the area of compliance, such as in the preparation of their year end financial statements, company audits and tax returns. We have already developed strong relationships with our existing clients. All our consultations are FREE so there is no obligation on you. If you are looking for an accountant in Dublin contact us at APM Accountants to see if we can help you and your business. Discover extra information at this website.

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Lucas Coast or the growth of a songwriter? Lucas Coast is a singer, songwriter, musician, and producer born in Barranquilla, Colombia. His compositions incorporate urban, tropical, and contemporary sounds of Latin music. The singles “Conmigo”, “La Chica”, “Dame Tu Love”, & “Una Noche Mas” are now available for streaming on all platforms.

Luis Carlos Suarez Perez was born in Barranquilla, Colombia, surrounded by the great variety of musical influences of the 90s and early 00s. This exposure, increased his appreciation for music at an early age, and kept growing as he would explore new and more classic genres of music. In search of better opportunities, he moved with his family to Miami as a teenager. When he bought his first guitar, he began to improve significantly in his technique with online classes.

While attending college, playing instruments, writing songs, singing live for his friends was Lucas Coast biggest hobby. He formed a band with his musician friends at school, and they performed at various university events. Upon graduation, he had written over 100 drafts of song lyrics. Music production became his next step, while learning basic piano extended his musical growth. With an undergraduate degree in political science and a master’s degree in finance, he’s worked in his industry, while turning his passion for music into Lucas Coast. He took the name “Lucas” by combining his name “Luis Carlos Suarez”, and chose “Coast” as tribute to his musical identity forged by the Colombian and Miami coasts.

One of the main characteristics of Lucas Coast is that he prints his stamp on each of the songs he composes and performs, and on “Conmigo” his most recent single is no exception. In this new release he presents an urban proposal with electronic sounds. The musical production of the theme was in charge of the producer Forza on Instagram, he is found as BeatsByForza, who was also in charge of the voice engineering, mixing and mastering. Forza was the producer of two previous Lucas releases “One More Night” & “Dame Tu Love.”

He created his independent label, “The Coast Records L.L.C.”, through which he has funded and managed his music project. Lucas has four singles available now on all digital platforms, with official videos available on YouTube: “Conmigo”, “La Chica”, “Dame Tu Love”, and “Una Noche Mas”. You can listen them here Lucas Coast Music.

One of the anecdotes creating and making the video for «Conmigo» was during the general production of this song, it took them about two weeks, but as time went by, they added new ideas and polished it appropriately. In the video recording, they had to fight against the weather, against the Medellín peak and plate, and other factors that got out of hand. Anyway, each member of the team injected him with the best energy, and they managed to bring out this great production in a quite different environment than what urban music has accustomed us. The setting of the video, and the electronic elements of the song come together in a masterful way.

9 10 20

Babydolls and high quality adult online shopping? You and your spouse could both enjoy spicing up stuff in your part related when you visit Peaches and Screams. There’s nothing like a lovely gesture to have Christmas gifts from the company. Whether you’re in or after being together for half a romantic relationship, we need little help in the guest room or in restoring an emotional bond. What perfect way than by the gift of offering? Even if you don’t offer and receive gifts in your love language, almost all couples will appreciate this enjoyable.

Dating people recommendations: According to a survey of EliteSingles members about online dating profiles, a shocking 52 percent said they wouldn’t even open a profile without a profile picture. So in short, perhaps the most important tip you can take from this guide to online dating is to include at least one photo of yourself. Tempting as it may be to use an old photo, don’t do it – it will only do you a disservice in the long run. It’s a good idea to take a full head and shoulders photo, preferably outside as natural light tends to be more flattering. Get your friends or family to help you with it and let your picture illustrate the real you. Professional freelance photographer, Toby Aiken, recommends taking a photo somewhere where you feel at ease – if you are relaxed and comfortable this will come across in the picture which is much more attractive. Then your potential partners will know what you’re really like, thus allowing room for a genuine, honest relationship to blossom.



Three-quarters of the profile should be about me, and the other quarter about what I want in a mate, says Hoffman, who tells me to be specific here, too: The goal isn’t to attract everyone, it’s to find The One. We come up with “My ideal match is someone who loves family, has an opinion on current events, and can hold his own at a cocktail party on a Friday night, then chill with me on a lazy Saturday.” The final touch is a headline that sums up my approach to life, like a personal slogan. Hoffman suggests “Family. Kindness. Friends. Faith. That’s what I value most.” Hmm. I’m spiritual and go to church, but “faith” sounds heavy. I swap it for “fun.”

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“We know it sounds counterintuitive, but you read this right. Online dating makes it easy to filter people based on what’s worked for you before (or what hasn’t) and create an impossible mold of what you think is your perfect match. The problem is that eventually your matches all either seem to blend together and you lost interest, or you run out of options. Keep an open mind, and try [Liking] someone who isn’t your usual type. You might find that your ‘type’ isn’t as important as you thought.” —B+L, co-hosts of “Not Your Girlfriend’s Podcast”.

On the Internet, it’s easy to feel nitpicky and maintain high expectations. With apps like Tinder, you snap-judge users as if you were scrolling Amazon for the best pair of speakers. This sense of being in the driver’s seat, of choosing, can be appealing. It makes you feel powerful. Fight it. If what you want is a real connection — a relationship with a person you hope to love and who will love you — you will have to bring your most mature and empathetic self to the project. That means not saying, “Eh, she’s cute — but I prefer brunettes to blondes. Next!” You’d never behave this way in person, so don’t do it online.

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9 10 20

Top Mot and car repairs Berkshire? Although they might not seem as important as tire rotation or oil change, replacing the windshield wipers is also important. If you’re caught in a storm and your windshield wipers don’t work properly, you could put everyone around you in danger. Windshield wipers are not only affordable, but they’re also easy to change on your own. You can get them in all auto parts stores, and the instructions are on the back of the package. Of course, if you doubt your skills, you can always ask an auto parts store employee to change them for you. While you’re there, don’t forget to check your wiper fluid levels.

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Also if you combine your Car Service with your Mot and we find that extra work needs to be done for the vehicle to Pass its mot we will contact you immediately to discuss your options and it would be no trouble for us to give you the choice to have all the mot work done including the vehicle service or just do the mot pass work and perhaps then have the service done the following month when you get paid again no trouble at all.

This makes them impartial when inspecting your car – there’s no commercial incentive to find problems with it. For a list of local council MOT test centres that don’t carry our repairs, visit the website. Once a car is three years old (four years in Northern Ireland) it must be tested each year to check it meets road safety and environmental standards. This Ministry of Transport test is commonly known as an ‘MOT’. MOT tests are carried out at around 21,000 authorised test centres around the country, all of which display an official blue sign featuring three white triangles.

Driving on the highway can be brutal on your car’s body and paint. Rocks and pebbles fly up hitting your car, with some chipping paint or even cracking your windshield. A chipped or cracked windshield can spread causing your windshield to shatter. Any crack or chip in the windshield can spread. Yet, most people fail to inspect their tires until it’s too late. They discover their tires are in need of repair or replacement when they have a flat or a tire blows out.

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