New homes for sale in Kirkland, WA by JadeKirkland.com? Selecting a lender is a matter of personal preference. Many people often shop around, looking for a lender that offers the lowest rate. More often, however, people will choose a lender based on a referral from an agent or friend. Most lending institutions will offer the same basic programs, such as FHA, VA, conventional fixed rate, etc.; and most will meet or beat another lender’s rates. What usually separates one lender from another is their “niche” product. An example would be a lending institution that specializes in low down payments, as compared to another that specializes in self-employment financing. Most agents will be able to point you in the right direction based on your particular situation.

Overlooking FHA, VA and USDA loans. First-time buyers might be cash-strapped in this environment of rising home prices. And if you have little saved for a down payment or your credit isn’t stellar, you might have a hard time qualifying for a conventional loan. How this affects you: You might assume you have no financing options and delay your home search. What to do instead: Look into one of the three government-insured loan programs backed by the Federal Housing Administration (FHA loans), U.S. Department of Veterans Affairs (VA loans) and U.S Department of Agriculture (USDA loans). Here’s a brief overview of each: FHA loans require just 3.5 percent down with a minimum 580 credit score. FHA loans can fill the gap for borrowers who don’t have top-notch credit or little money saved up. The major drawback to these loans, though, is mandatory mortgage insurance, paid both annually and upfront at closing. VA loans are backed by the VA for eligible active-duty and veteran military service members and their spouses. These loans don’t require a down payment, but some borrowers may pay a funding fee. VA loans are offered through private lenders, and come with a cap on lender fees to keep borrowing costs affordable.

Constructed with lifestyle, location, and attainable home ownership in mind, JADE serves as a symbol of what’s next for Kirkland—and the greater Seattle metro area. JADE will feature 136 homes from below $400,000 to more than $1M. Occupancy 2021. Rachel Buchanan is a longtime resdient of the Eastside who is uniquely equipped to share her knowledge of the local area, culture, and market insights with those interested in becoming members of the Jade community and purchasing a home in this one-of-a-kind building. With over a decade of expertise in management and client care, Rachel Buchanan has built a strong foundation in creating lasting client relationships. Her detailed attention to her client’s needs and desires, coupled with her exceptional organizational skills, strong work ethic, and ability to spearhead even the most complex of projects, means that Rachel is able to create a customized experience for each and every client that ensures their satisfication and keeps them coming back to her time and time again for her sound real estate advice and savvy. She is driven, first and foremost, by the connections she forges with her clients and the challenge of helping them set and achieve their real estate goals. See additional info at new condos for sale in Kirkland WA.

One of the largest reasons some buyers walk away from a home purchase feeling remorseful is because they don’t consider everything about purchasing real estate before they jump into it. There are common buyer mistakes we address with all of our buyers upfront so they have a highly successful transaction. One thing that many folks don’t want to do is put in the upfront work, studying, and preparation that goes into buying a house. You need to prioritize your needs, and your wants – and if you have a partner you need to communicate together on everything. Maybe one person is ready to buy, and the other isn’t ready just yet.

Terrene Urban is a prominent and passionate homebuilder of Seattle’s Eastside, and JADE is the developer’s first-of-its-kind offering in Kirkland—an internationally-inspired collection of stylish residences for next-gen living. Sechrist Interior Design in an award-winning interior design firm that boasts a collaborative and diverse staff who deliver captivating spaces that realize the brand and vision of their clients. Creating a vision, designing the future, and delivering an experience is their proud motto.

JADE is a unique and internationally-inspired collection of condominiums nestled within Kirkland’s nature beauty and complete with in-city convenience. Designed by Johnson Braund Architects, the vibrant community will consist of six stories with large areas glass windows, and over 60 percent of residences will feature extended outdoor spaces. Constructed with lifestyle, location, and attainable home ownership in mind, JADE serves as a symbol of what’s next for Kirkland—and the greater Seattle metro area. Address: 11903 NE 128th St. | Kirkland, Washington 98034. Find even more details at here.